MRI orbit/face/neck without & w/contrast at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$538.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,737.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$348.14 with United Healthcare vs $1,650.15 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $348.14 ↓ -35%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $358.91 ↓ -33%
Anthem Blue Cross Blue Shield Colorado Medicare $358.91 ↓ -33%
Medicare Traditional Medicare $358.91 ↓ -33%
Clear Spring Health Medicare Advantage $358.91 ↓ -33%
Medica Medicare Advantage $358.91 ↓ -33%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $358.91 ↓ -33%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $358.91 ↓ -33%
Humana Medicare Advantage $369.68 ↓ -31%
Longevity Medicare Advantage $369.68 ↓ -31%
Devoted Health Services Medicare Advantage $376.86 ↓ -30%
Assist Health Group AHG Specialty Network $430.69 ↓ -20%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $562.77 ↑ +5%
Denver Health Medical Plan Commercial $641.48 ↑ +19%
Banner Health Banner Choice Plus/Banner Select $712.17 ↑ +32%
Centivo Self-Funded $861.38 ↑ +60%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $867.00 ↑ +61%
Aetna Commercial $900.00 ↑ +67%
Hue Health, Inc Medicare Advantage $915.22 ↑ +70%
United Healthcare UHC Colorado Doctors Plan $987.00 ↑ +83%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,119.00 ↑ +108%
United Healthcare UHC Exchange $1,234.00 ↑ +129%
United Healthcare Commercial $1,370.00 ↑ +154%
Medica Commercial $1,446.92 ↑ +169%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,466.72 ↑ +172%
Apostrophe, Inc. Commercial $1,476.45 ↑ +174%
Decent Health Commercial $1,476.45 ↑ +174%
First Choice Health Network Commercial $1,563.30 ↑ +190%
Multiplan Commercial $1,632.78 ↑ +203%
First Choice of the Midwest Commercial $1,650.15 ↑ +206%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI orbit/face/neck without & w/contrast at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $498.52 $348.58 – $1,650.15
Sterling Regional Medical Center Sterling $1,517.76 $358.91 – $4,330.08
East Morgan County Hospital Brush $2,950.70 $92.29 – $212.43
AdventHealth Porter Denver $7,868.00 $360.66 – $680.84
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $17,521.75 $244.00 – $828.27
HCA HealthONE SKY RIDGE Lone Tree $24,380.40 $244.00 – $828.27
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $24,380.40 $244.00 – $4,404.74
AdventHealth Littleton Littleton $7,868.00 $360.66 – $680.84

All Colorado hospitals for this procedure →