MRI breast without cont bi at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$595.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,576.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$235.63 with United Healthcare vs $1,497.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $235.63 ↓ -60%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $242.92 ↓ -59%
Anthem Blue Cross Blue Shield Colorado Medicare $242.92 ↓ -59%
Medica Medicare Advantage $242.92 ↓ -59%
Clear Spring Health Medicare Advantage $242.92 ↓ -59%
Medicare Traditional Medicare $242.92 ↓ -59%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $242.92 ↓ -59%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $242.92 ↓ -59%
Humana Medicare Advantage $250.21 ↓ -58%
Longevity Medicare Advantage $250.21 ↓ -58%
Devoted Health Services Medicare Advantage $255.07 ↓ -57%
Assist Health Group AHG Specialty Network $291.50 ↓ -51%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $380.90 ↓ -36%
Denver Health Medical Plan Commercial $434.17 ↓ -27%
Centivo Self-Funded $583.01 ↓ -2%
Hue Health, Inc Medicare Advantage $619.45 ↑ +4%
Banner Health Banner Choice Plus/Banner Select $646.16 ↑ +8%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $867.00 ↑ +46%
Aetna Commercial $900.00 ↑ +51%
United Healthcare UHC Colorado Doctors Plan $987.00 ↑ +66%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,119.00 ↑ +88%
United Healthcare UHC Exchange $1,234.00 ↑ +107%
Medica Commercial $1,312.81 ↑ +120%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,330.77 ↑ +123%
Decent Health Commercial $1,339.60 ↑ +125%
Apostrophe, Inc. Commercial $1,339.60 ↑ +125%
United Healthcare Commercial $1,370.00 ↑ +130%
First Choice Health Network Commercial $1,418.40 ↑ +138%
Multiplan Commercial $1,481.44 ↑ +149%
First Choice of the Midwest Commercial $1,497.20 ↑ +151%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI breast without cont bi at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $608.34 $235.93 – $1,497.20
Sterling Regional Medical Center Sterling $828.88 $242.92 – $1,744.06
AdventHealth Porter Denver $5,300.79 $246.66 – $465.64
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,276.75 $180.69 – $517.79
HCA HealthONE SKY RIDGE Lone Tree $11,788.15 $180.69 – $517.79
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $11,788.15 $180.69 – $1,499.00
HCA HealthONE MOUNTAIN RIDGE Thornton $16,521.25 $180.69 – $517.79
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $760.85 $377.05 – $517.79

All Colorado hospitals for this procedure →