Mopath procedure level 5 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$114.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$825.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$266.59 with United Healthcare vs $783.75 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $266.59 ↑ +132%
Anthem Blue Cross Blue Shield Colorado Medicare $274.83 ↑ +140%
Clear Spring Health Medicare Advantage $274.83 ↑ +140%
Medica Medicare Advantage $274.83 ↑ +140%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $274.83 ↑ +140%
Medicare Traditional Medicare $274.83 ↑ +140%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $274.83 ↑ +140%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $274.83 ↑ +140%
Longevity Medicare Advantage $283.07 ↑ +147%
Humana Medicare Advantage $283.07 ↑ +147%
Devoted Health Services Medicare Advantage $288.57 ↑ +152%
Assist Health Group AHG Specialty Network $329.80 ↑ +188%
Banner Health Banner Choice Plus/Banner Select $338.25 ↑ +195%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $430.93 ↑ +276%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $443.85 ↑ +287%
Denver Health Medical Plan Commercial $491.20 ↑ +328%
United Healthcare UHC Colorado Doctors Plan $495.00 ↑ +332%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $549.66 ↑ +379%
Hue Health, Inc Medicare Advantage $577.50 ↑ +404%
United Healthcare UHC Exchange $612.98 ↑ +435%
Centivo Self-Funded $659.59 ↑ +475%
United Healthcare Commercial $681.45 ↑ +494%
Medica Commercial $687.23 ↑ +499%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $696.63 ↑ +507%
Apostrophe, Inc. Commercial $701.25 ↑ +511%
Decent Health Commercial $701.25 ↑ +511%
Aetna Commercial $725.17 ↑ +532%
First Choice Health Network Commercial $742.50 ↑ +547%
Multiplan Commercial $775.50 ↑ +576%
First Choice of the Midwest Commercial $783.75 ↑ +583%

Visitor-reported prices

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Mopath procedure level 5 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $356.40 $212.03 – $783.75
Sterling Regional Medical Center Sterling $254.10 $230.18 – $800.25
AdventHealth Porter Denver $678.32 $269.33 – $508.44
CENTRAL PARK ER, A PART OF ROSE DENVER $3,783.00 $125.05 – $667.84
AdventHealth Littleton Littleton $678.32 $269.33 – $508.44
AdventHealth Avista Louisville $678.32 $269.33 – $508.44
AdventHealth Castle Rock Castle Rock $678.32 $269.33 – $508.44
AdventHealth Parker Parker $678.32 $269.33 – $508.44

All Colorado hospitals for this procedure →