Mopath procedure level 3 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$62.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$451.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$145.82 with United Healthcare vs $428.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $145.82 ↑ +133%
Anthem Blue Cross Blue Shield Colorado Medicare $150.33 ↑ +140%
Clear Spring Health Medicare Advantage $150.33 ↑ +140%
Medica Medicare Advantage $150.33 ↑ +140%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $150.33 ↑ +140%
Medicare Traditional Medicare $150.33 ↑ +140%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $150.33 ↑ +140%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $150.33 ↑ +140%
Longevity Medicare Advantage $154.84 ↑ +147%
Humana Medicare Advantage $154.84 ↑ +147%
Devoted Health Services Medicare Advantage $157.85 ↑ +152%
Assist Health Group AHG Specialty Network $180.40 ↑ +188%
Banner Health Banner Choice Plus/Banner Select $184.91 ↑ +195%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $235.72 ↑ +276%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $242.64 ↑ +287%
Denver Health Medical Plan Commercial $268.68 ↑ +329%
United Healthcare UHC Colorado Doctors Plan $270.60 ↑ +332%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $300.66 ↑ +380%
Hue Health, Inc Medicare Advantage $315.70 ↑ +404%
United Healthcare UHC Exchange $335.09 ↑ +435%
Centivo Self-Funded $360.79 ↑ +476%
United Healthcare Commercial $372.53 ↑ +494%
Medica Commercial $375.68 ↑ +499%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $380.82 ↑ +507%
Apostrophe, Inc. Commercial $383.35 ↑ +512%
Decent Health Commercial $383.35 ↑ +512%
Aetna Commercial $396.43 ↑ +532%
First Choice Health Network Commercial $405.90 ↑ +547%
Multiplan Commercial $423.94 ↑ +576%
First Choice of the Midwest Commercial $428.45 ↑ +583%

Visitor-reported prices

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Mopath procedure level 3 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $194.83 $115.91 – $428.45
Sterling Regional Medical Center Sterling $138.91 $125.83 – $437.47
East Morgan County Hospital Brush $285.03 $190.05 – $437.47
AdventHealth Porter Denver $360.47 $147.32 – $278.11
CENTRAL PARK ER, A PART OF ROSE DENVER $1,793.00 $68.40 – $365.30
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $943.62 $87.94 – $365.30
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,621.42 $148.83 – $157.85
AdventHealth Littleton Littleton $360.47 $147.32 – $278.11

All Colorado hospitals for this procedure →