Mayo phospholipid neutralization hexagonal lupus anticoagulant at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$7.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$71.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.44 with United Healthcare vs $67.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $17.44 ↑ +141%
Anthem Blue Cross Blue Shield Colorado Medicare $17.98 ↑ +148%
Clear Spring Health Medicare Advantage $17.98 ↑ +148%
Medica Medicare Advantage $17.98 ↑ +148%
Medicare Traditional Medicare $17.98 ↑ +148%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $17.98 ↑ +148%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $17.98 ↑ +148%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $17.98 ↑ +148%
Longevity Medicare Advantage $18.52 ↑ +156%
Humana Medicare Advantage $18.52 ↑ +156%
Devoted Health Services Medicare Advantage $18.88 ↑ +161%
Assist Health Group AHG Specialty Network $21.58 ↑ +198%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $28.19 ↑ +289%
Banner Health Banner Choice Plus/Banner Select $29.11 ↑ +302%
Denver Health Medical Plan Commercial $32.14 ↑ +344%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $35.96 ↑ +397%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $38.20 ↑ +428%
United Healthcare UHC Colorado Doctors Plan $42.60 ↑ +488%
Centivo Self-Funded $43.15 ↑ +496%
Hue Health, Inc Medicare Advantage $45.85 ↑ +533%
United Healthcare UHC Exchange $52.75 ↑ +629%
United Healthcare Commercial $58.65 ↑ +710%
Medica Commercial $59.14 ↑ +717%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $59.95 ↑ +728%
Decent Health Commercial $60.35 ↑ +734%
Apostrophe, Inc. Commercial $60.35 ↑ +734%
Aetna Commercial $62.41 ↑ +762%
First Choice Health Network Commercial $63.90 ↑ +783%
Multiplan Commercial $66.74 ↑ +822%
First Choice of the Midwest Commercial $67.45 ↑ +832%

Visitor-reported prices

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Mayo phospholipid neutralization hexagonal lupus anticoagulant at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $20.02 $17.44 – $67.45
Sterling Regional Medical Center Sterling $23.78 $17.98 – $68.87
East Morgan County Hospital Brush $44.23 $29.92 – $68.87
AdventHealth Porter Denver $253.52 $17.62 – $33.26
CENTRAL PARK ER, A PART OF ROSE DENVER $190.00 $8.18 – $43.69
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $423.61 $10.52 – $43.69
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $496.77 $17.80 – $18.88
AdventHealth Littleton Littleton $253.52 $17.62 – $33.26

All Colorado hospitals for this procedure →