Mayo microsomal antibody liver-kidney at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.65

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.11 with United Healthcare vs $41.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.11 ↑ +21%
Anthem Blue Cross Blue Shield Colorado Medicare $14.55 ↑ +25%
Clear Spring Health Medicare Advantage $14.55 ↑ +25%
Medica Medicare Advantage $14.55 ↑ +25%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $14.55 ↑ +25%
Medicare Traditional Medicare $14.55 ↑ +25%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $14.55 ↑ +25%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $14.55 ↑ +25%
Longevity Medicare Advantage $14.99 ↑ +29%
Humana Medicare Advantage $14.99 ↑ +29%
Devoted Health Services Medicare Advantage $15.28 ↑ +31%
Assist Health Group AHG Specialty Network $17.46 ↑ +50%
Banner Health Banner Choice Plus/Banner Select $18.04 ↑ +55%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $22.81 ↑ +96%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $23.67 ↑ +103%
Denver Health Medical Plan Commercial $26.01 ↑ +123%
United Healthcare UHC Colorado Doctors Plan $26.40 ↑ +127%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $29.10 ↑ +150%
Hue Health, Inc Medicare Advantage $30.80 ↑ +164%
United Healthcare UHC Exchange $32.69 ↑ +181%
Centivo Self-Funded $34.92 ↑ +200%
United Healthcare Commercial $36.34 ↑ +212%
Medica Commercial $36.65 ↑ +215%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $37.15 ↑ +219%
Apostrophe, Inc. Commercial $37.40 ↑ +221%
Decent Health Commercial $37.40 ↑ +221%
Aetna Commercial $38.68 ↑ +232%
First Choice Health Network Commercial $39.60 ↑ +240%
Multiplan Commercial $41.36 ↑ +255%
First Choice of the Midwest Commercial $41.80 ↑ +259%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo microsomal antibody liver-kidney at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $16.82 $11.31 – $41.80
Sterling Regional Medical Center Sterling $25.64 $12.28 – $42.68
East Morgan County Hospital Brush $46.56 $18.54 – $42.68
AdventHealth Porter Denver $278.28 $14.26 – $26.92
AdventHealth Littleton Littleton $278.28 $14.26 – $26.92
AdventHealth Avista Louisville $278.28 $14.26 – $26.92
AdventHealth Castle Rock Castle Rock $278.28 $14.26 – $26.92
AdventHealth Parker Parker $278.28 $14.26 – $26.92

All Colorado hospitals for this procedure →