Mayo lipoprotein electrophoresis at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$23.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$103.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.92 with United Healthcare vs $97.85 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.92 ↓ -53%
Anthem Blue Cross Blue Shield Colorado Medicare $11.26 ↓ -52%
Medica Medicare Advantage $11.26 ↓ -52%
Clear Spring Health Medicare Advantage $11.26 ↓ -52%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11.26 ↓ -52%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $11.26 ↓ -52%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $11.26 ↓ -52%
Medicare Traditional Medicare $11.26 ↓ -52%
Longevity Medicare Advantage $11.60 ↓ -50%
Humana Medicare Advantage $11.60 ↓ -50%
Devoted Health Services Medicare Advantage $11.82 ↓ -49%
Assist Health Group AHG Specialty Network $13.51 ↓ -42%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $17.66 ↓ -24%
Denver Health Medical Plan Commercial $20.12 ↓ -14%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $22.52 ↓ -4%
Centivo Self-Funded $27.02 ↑ +16%
Hue Health, Inc Medicare Advantage $28.71 ↑ +23%
Banner Health Banner Choice Plus/Banner Select $42.23 ↑ +81%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $55.41 ↑ +137%
United Healthcare UHC Colorado Doctors Plan $61.80 ↑ +164%
United Healthcare UHC Exchange $76.53 ↑ +227%
United Healthcare Commercial $85.08 ↑ +264%
Medica Commercial $85.80 ↑ +267%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $86.97 ↑ +272%
Apostrophe, Inc. Commercial $87.55 ↑ +274%
Decent Health Commercial $87.55 ↑ +274%
Aetna Commercial $90.54 ↑ +287%
First Choice Health Network Commercial $92.70 ↑ +296%
Multiplan Commercial $96.82 ↑ +314%
First Choice of the Midwest Commercial $97.85 ↑ +319%

Visitor-reported prices

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Mayo lipoprotein electrophoresis at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $23.69 $10.92 – $97.85
AdventHealth Porter Denver $157.18 $11.03 – $20.83
HCA HealthONE SKY RIDGE Lone Tree $482.83 $6.44 – $27.36
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $482.83 $6.44 – $78.66
HCA HealthONE MOUNTAIN RIDGE Thornton $502.90 $5.34 – $27.36
AdventHealth Littleton Littleton $157.18 $11.03 – $20.83
AdventHealth Avista Louisville $157.18 $11.03 – $20.83
AdventHealth Castle Rock Castle Rock $157.18 $11.03 – $20.83

All Colorado hospitals for this procedure →