Mayo hvdip HIV 1 antibody at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$76.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.62 with United Healthcare vs $72.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $8.62 ↓ -39%
Anthem Blue Cross Blue Shield Colorado Medicare $8.89 ↓ -37%
Medica Medicare Advantage $8.89 ↓ -37%
Clear Spring Health Medicare Advantage $8.89 ↓ -37%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.89 ↓ -37%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8.89 ↓ -37%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $8.89 ↓ -37%
Medicare Traditional Medicare $8.89 ↓ -37%
Longevity Medicare Advantage $9.16 ↓ -35%
Humana Medicare Advantage $9.16 ↓ -35%
Devoted Health Services Medicare Advantage $9.33 ↓ -34%
Assist Health Group AHG Specialty Network $10.67 ↓ -24%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $13.94 ↓ -1%
Denver Health Medical Plan Commercial $15.89 ↑ +13%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $17.78 ↑ +26%
Centivo Self-Funded $21.34 ↑ +52%
Hue Health, Inc Medicare Advantage $22.67 ↑ +61%
Banner Health Banner Choice Plus/Banner Select $31.16 ↑ +122%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $40.89 ↑ +191%
United Healthcare UHC Colorado Doctors Plan $45.60 ↑ +224%
United Healthcare UHC Exchange $56.47 ↑ +302%
United Healthcare Commercial $62.78 ↑ +347%
Medica Commercial $63.31 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $64.17 ↑ +356%
Apostrophe, Inc. Commercial $64.60 ↑ +359%
Decent Health Commercial $64.60 ↑ +359%
Aetna Commercial $66.80 ↑ +375%
First Choice Health Network Commercial $68.40 ↑ +386%
Multiplan Commercial $71.44 ↑ +408%
First Choice of the Midwest Commercial $72.20 ↑ +414%

Visitor-reported prices

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Mayo hvdip HIV 1 antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $20.29 $8.62 – $72.20
Sterling Regional Medical Center Sterling $30.93 $8.89 – $73.72
East Morgan County Hospital Brush $56.16 $32.03 – $73.72
AdventHealth Porter Denver $238.17 $8.71 – $16.45
CENTRAL PARK ER, A PART OF ROSE DENVER $140.00 $4.05 – $25.43
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $647.80 $5.20 – $25.43
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $244.60 $8.80 – $25.43
AdventHealth Littleton Littleton $238.17 $8.71 – $16.45

All Colorado hospitals for this procedure →