Mayo hip12 infectious agent nucleic acid amplified probe hiv-2 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$122.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.04 with United Healthcare vs $115.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $34.04 ↑ +92%
Anthem Blue Cross Blue Shield Colorado Medicare $35.09 ↑ +98%
Clear Spring Health Medicare Advantage $35.09 ↑ +98%
Medica Medicare Advantage $35.09 ↑ +98%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $35.09 ↑ +98%
Medicare Traditional Medicare $35.09 ↑ +98%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $35.09 ↑ +98%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $35.09 ↑ +98%
Longevity Medicare Advantage $36.14 ↑ +104%
Humana Medicare Advantage $36.14 ↑ +104%
Devoted Health Services Medicare Advantage $36.84 ↑ +108%
Assist Health Group AHG Specialty Network $42.11 ↑ +138%
Banner Health Banner Choice Plus/Banner Select $50.02 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $55.02 ↑ +211%
Denver Health Medical Plan Commercial $62.72 ↑ +255%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $65.64 ↑ +271%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $70.18 ↑ +297%
United Healthcare UHC Colorado Doctors Plan $73.20 ↑ +314%
Centivo Self-Funded $84.22 ↑ +376%
Hue Health, Inc Medicare Advantage $85.40 ↑ +383%
United Healthcare UHC Exchange $90.65 ↑ +412%
United Healthcare Commercial $100.77 ↑ +470%
Medica Commercial $101.63 ↑ +475%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $103.02 ↑ +482%
Decent Health Commercial $103.70 ↑ +486%
Apostrophe, Inc. Commercial $103.70 ↑ +486%
Aetna Commercial $107.24 ↑ +506%
First Choice Health Network Commercial $109.80 ↑ +521%
Multiplan Commercial $114.68 ↑ +548%
First Choice of the Midwest Commercial $115.90 ↑ +555%

Visitor-reported prices

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Mayo hip12 infectious agent nucleic acid amplified probe hiv-2 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $34.04 $31.35 – $115.90
Sterling Regional Medical Center Sterling $52.46 $34.04 – $118.34
East Morgan County Hospital Brush $81.50 $51.41 – $118.34
AdventHealth Porter Denver $236.22 $34.39 – $64.92
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $951.75 $22.35 – $85.27
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $767.00 $20.07 – $107.26
AdventHealth Littleton Littleton $236.22 $34.39 – $64.92
AdventHealth Avista Louisville $236.22 $34.39 – $64.92

All Colorado hospitals for this procedure →