Mayo fbl culture fungi blood at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.85 with United Healthcare vs $65.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $19.85 ↑ +99%
Anthem Blue Cross Blue Shield Colorado Medicare $20.46 ↑ +105%
Clear Spring Health Medicare Advantage $20.46 ↑ +105%
Medica Medicare Advantage $20.46 ↑ +105%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $20.46 ↑ +105%
Medicare Traditional Medicare $20.46 ↑ +105%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $20.46 ↑ +105%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $20.46 ↑ +105%
Longevity Medicare Advantage $21.07 ↑ +111%
Humana Medicare Advantage $21.07 ↑ +111%
Devoted Health Services Medicare Advantage $21.48 ↑ +115%
Assist Health Group AHG Specialty Network $24.55 ↑ +146%
Banner Health Banner Choice Plus/Banner Select $28.29 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $32.08 ↑ +221%
Denver Health Medical Plan Commercial $36.57 ↑ +266%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $37.12 ↑ +271%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $40.92 ↑ +309%
United Healthcare UHC Colorado Doctors Plan $41.40 ↑ +314%
Hue Health, Inc Medicare Advantage $48.30 ↑ +383%
Centivo Self-Funded $49.10 ↑ +391%
United Healthcare UHC Exchange $51.27 ↑ +413%
United Healthcare Commercial $56.99 ↑ +470%
Medica Commercial $57.48 ↑ +475%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $58.26 ↑ +483%
Apostrophe, Inc. Commercial $58.65 ↑ +487%
Decent Health Commercial $58.65 ↑ +487%
Aetna Commercial $60.65 ↑ +507%
First Choice Health Network Commercial $62.10 ↑ +521%
Multiplan Commercial $64.86 ↑ +549%
First Choice of the Midwest Commercial $65.55 ↑ +556%

Visitor-reported prices

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Mayo fbl culture fungi blood at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $19.25 $17.73 – $65.55
AdventHealth Porter Denver $240.72 $20.05 – $37.85
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $97.98 $11.97 – $49.72
HCA HealthONE MOUNTAIN RIDGE Thornton $704.59 $9.71 – $49.72
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $328.13 $20.26 – $21.48
AdventHealth Littleton Littleton $240.72 $20.05 – $37.85
AdventHealth Avista Louisville $240.72 $20.05 – $37.85
AdventHealth Castle Rock Castle Rock $240.72 $20.05 – $37.85

All Colorado hospitals for this procedure →