Mayo cytopathology in situ hybridization urinary tract 3-5 probes each specimen manual at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,480.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,028.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.04 with United Healthcare vs $3,129.99 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $167.04 ↓ -89%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $172.21 ↓ -88%
Anthem Blue Cross Blue Shield Colorado Medicare $172.21 ↓ -88%
Medica Medicare Advantage $172.21 ↓ -88%
Clear Spring Health Medicare Advantage $172.21 ↓ -88%
Medicare Traditional Medicare $172.21 ↓ -88%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $172.21 ↓ -88%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $172.21 ↓ -88%
Humana Medicare Advantage $177.38 ↓ -88%
Longevity Medicare Advantage $177.38 ↓ -88%
Devoted Health Services Medicare Advantage $180.82 ↓ -88%
Assist Health Group AHG Specialty Network $206.65 ↓ -86%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $270.03 ↓ -82%
Denver Health Medical Plan Commercial $307.79 ↓ -79%
Centivo Self-Funded $413.30 ↓ -72%
Hue Health, Inc Medicare Advantage $439.14 ↓ -70%
Banner Health Banner Choice Plus/Banner Select $1,241.48 ↓ -16%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,629.06 ↑ +10%
United Healthcare UHC Colorado Doctors Plan $1,816.80 ↑ +23%
United Healthcare UHC Exchange $2,249.80 ↑ +52%
United Healthcare Commercial $2,501.13 ↑ +69%
Medica Commercial $2,522.32 ↑ +70%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $2,556.84 ↑ +73%
Apostrophe, Inc. Commercial $2,573.80 ↑ +74%
Decent Health Commercial $2,573.80 ↑ +74%
Aetna Commercial $2,661.61 ↑ +80%
First Choice Health Network Commercial $2,725.20 ↑ +84%
Multiplan Commercial $2,846.32 ↑ +92%
First Choice of the Midwest Commercial $2,876.60 ↑ +94%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,129.99 ↑ +111%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Mayo cytopathology in situ hybridization urinary tract 3-5 probes each specimen manual at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $1,389.85 $167.26 – $2,876.60
East Morgan County Hospital Brush $770.01 $497.67 – $1,145.57
AdventHealth Porter Denver $2,201.96 $176.13 – $332.48
HCA HealthONE SKY RIDGE Lone Tree $4,189.19 $149.16 – $362.46
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $4,189.19 $149.16 – $362.46
AdventHealth Littleton Littleton $2,201.96 $176.13 – $332.48
AdventHealth Avista Louisville $2,201.96 $178.08 – $336.17
AdventHealth Castle Rock Castle Rock $2,201.96 $176.13 – $332.48

All Colorado hospitals for this procedure →