Manipulation chest wall initial demonstration/evaluation at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$62.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$234.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.94 with Banner Health vs $310.90 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $95.94 ↑ +52%
United Healthcare UHC Medicare Advantage $125.65 ↑ +100%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $125.89 ↑ +100%
Medica Medicare Advantage $129.54 ↑ +106%
Medicare Traditional Medicare $129.54 ↑ +106%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $129.54 ↑ +106%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $129.54 ↑ +106%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $129.54 ↑ +106%
Anthem Blue Cross Blue Shield Colorado Medicare $129.54 ↑ +106%
Clear Spring Health Medicare Advantage $129.54 ↑ +106%
Humana Medicare Advantage $133.43 ↑ +112%
Longevity Medicare Advantage $133.43 ↑ +112%
Devoted Health Services Medicare Advantage $136.02 ↑ +116%
United Healthcare UHC Colorado Doctors Plan $140.40 ↑ +123%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $141.57 ↑ +125%
Assist Health Group AHG Specialty Network $155.45 ↑ +147%
Hue Health, Inc Medicare Advantage $163.80 ↑ +160%
United Healthcare UHC Exchange $173.86 ↑ +176%
United Healthcare Commercial $193.28 ↑ +207%
Medica Commercial $194.92 ↑ +210%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $197.59 ↑ +214%
Apostrophe, Inc. Commercial $198.90 ↑ +216%
Decent Health Commercial $198.90 ↑ +216%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $203.12 ↑ +223%
Aetna Commercial $205.69 ↑ +227%
First Choice Health Network Commercial $210.60 ↑ +235%
Multiplan Commercial $219.96 ↑ +249%
First Choice of the Midwest Commercial $222.30 ↑ +253%
Denver Health Medical Plan Commercial $231.53 ↑ +268%
Centivo Self-Funded $310.90 ↑ +394%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Manipulation chest wall initial demonstration/evaluation at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $75.82 $60.14 – $311.28
Sterling Regional Medical Center Sterling $72.28 $39.62 – $142.49
East Morgan County Hospital Brush $75.69 $59.84 – $137.74
AdventHealth Porter Denver $1,001.73 $46.49 – $259.65
CENTRAL PARK ER, A PART OF ROSE DENVER $1,093.00 $196.56 – $204.84
HCA HealthONE SKY RIDGE Lone Tree $736.45 $196.56 – $204.84
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $736.45 $27.55 – $204.84
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $464.69 $196.56 – $204.84

All Colorado hospitals for this procedure →