M/phmtrc alys skeletal musc at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$461.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$949.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.04 with United Healthcare vs $901.55 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $167.04 | ↓ -64% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $172.21 | ↓ -63% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $172.21 | ↓ -63% |
| Medicare | Traditional Medicare | $172.21 | ↓ -63% |
| Clear Spring Health | Medicare Advantage | $172.21 | ↓ -63% |
| Medica | Medicare Advantage | $172.21 | ↓ -63% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $172.21 | ↓ -63% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $172.21 | ↓ -63% |
| Humana | Medicare Advantage | $177.38 | ↓ -62% |
| Longevity | Medicare Advantage | $177.38 | ↓ -62% |
| Devoted Health Services | Medicare Advantage | $180.82 | ↓ -61% |
| Assist Health Group | AHG Specialty Network | $206.65 | ↓ -55% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $270.03 | ↓ -41% |
| Denver Health Medical Plan | Commercial | $307.79 | ↓ -33% |
| Banner Health | Banner Choice Plus/Banner Select | $389.09 | ↓ -16% |
| Centivo | Self-Funded | $413.30 | ↓ -10% |
| Hue Health, Inc | Medicare Advantage | $439.14 | ↓ -5% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $510.56 | ↑ +11% |
| United Healthcare | UHC Colorado Doctors Plan | $569.40 | ↑ +23% |
| United Healthcare | UHC Exchange | $705.11 | ↑ +53% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $782.04 | ↑ +70% |
| United Healthcare | Commercial | $783.87 | ↑ +70% |
| Medica | Commercial | $790.52 | ↑ +71% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $801.34 | ↑ +74% |
| Decent Health | Commercial | $806.65 | ↑ +75% |
| Apostrophe, Inc. | Commercial | $806.65 | ↑ +75% |
| Aetna | Commercial | $834.17 | ↑ +81% |
| First Choice Health Network | Commercial | $854.10 | ↑ +85% |
| Multiplan | Commercial | $892.06 | ↑ +93% |
| First Choice of the Midwest | Commercial | $901.55 | ↑ +95% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
M/phmtrc alys skeletal musc at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $400.48 | $167.26 – $901.55 |
| AdventHealth Porter | Denver | not published | $111.75 – $332.48 |
| HCA HealthONE AURORA | Aurora | not published | $32.69 – $362.46 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $27.91 – $362.46 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $39.07 – $362.46 |
| HCA HealthONE SKY RIDGE | Lone Tree | not published | $35.09 – $362.46 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $35.09 – $362.46 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | not published | $35.88 – $362.46 |