Lead capillary at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$13.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$59.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.75 with United Healthcare vs $35.15 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $11.75 | ↓ -12% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $12.11 | ↓ -10% |
| Clear Spring Health | Medicare Advantage | $12.11 | ↓ -10% |
| Medica | Medicare Advantage | $12.11 | ↓ -10% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $12.11 | ↓ -10% |
| Medicare | Traditional Medicare | $12.11 | ↓ -10% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $12.11 | ↓ -10% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $12.11 | ↓ -10% |
| Longevity | Medicare Advantage | $12.47 | ↓ -7% |
| Humana | Medicare Advantage | $12.47 | ↓ -7% |
| Devoted Health Services | Medicare Advantage | $12.72 | ↓ -5% |
| Assist Health Group | AHG Specialty Network | $14.53 | ↑ +9% |
| Banner Health | Banner Choice Plus/Banner Select | $15.17 | ↑ +13% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $18.99 | ↑ +42% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $19.91 | ↑ +49% |
| Denver Health Medical Plan | Commercial | $21.64 | ↑ +62% |
| United Healthcare | UHC Colorado Doctors Plan | $22.20 | ↑ +66% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $24.22 | ↑ +81% |
| Hue Health, Inc | Medicare Advantage | $25.90 | ↑ +93% |
| United Healthcare | UHC Exchange | $27.49 | ↑ +105% |
| Centivo | Self-Funded | $29.06 | ↑ +117% |
| United Healthcare | Commercial | $30.56 | ↑ +128% |
| Medica | Commercial | $30.82 | ↑ +130% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $31.24 | ↑ +133% |
| Apostrophe, Inc. | Commercial | $31.45 | ↑ +135% |
| Decent Health | Commercial | $31.45 | ↑ +135% |
| Aetna | Commercial | $32.52 | ↑ +143% |
| First Choice Health Network | Commercial | $33.30 | ↑ +149% |
| Multiplan | Commercial | $34.78 | ↑ +160% |
| First Choice of the Midwest | Commercial | $35.15 | ↑ +163% |
Visitor-reported prices
Comments
Lead capillary at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $18.17 | $9.51 – $35.15 |
| Sterling Regional Medical Center | Sterling | $19.47 | $10.32 – $35.89 |
| East Morgan County Hospital | Brush | $48.66 | $15.59 – $35.89 |
| AdventHealth Porter | Denver | $264.30 | $11.87 – $22.40 |
| AdventHealth Littleton | Littleton | $264.30 | $11.87 – $22.40 |
| AdventHealth Avista | Louisville | $264.30 | $11.87 – $22.40 |
| AdventHealth Castle Rock | Castle Rock | $264.30 | $11.87 – $22.40 |
| AdventHealth Parker | Parker | $264.30 | $11.87 – $22.40 |