Intrinsic factor antibody at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.91

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.63 with United Healthcare vs $56.05 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.63 ↑ +34%
Anthem Blue Cross Blue Shield Colorado Medicare $15.08 ↑ +38%
Clear Spring Health Medicare Advantage $15.08 ↑ +38%
Medica Medicare Advantage $15.08 ↑ +38%
Medicare Traditional Medicare $15.08 ↑ +38%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $15.08 ↑ +38%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $15.08 ↑ +38%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $15.08 ↑ +38%
Longevity Medicare Advantage $15.53 ↑ +42%
Humana Medicare Advantage $15.53 ↑ +42%
Devoted Health Services Medicare Advantage $15.83 ↑ +45%
Assist Health Group AHG Specialty Network $18.10 ↑ +66%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $23.65 ↑ +117%
Banner Health Banner Choice Plus/Banner Select $24.19 ↑ +122%
Denver Health Medical Plan Commercial $26.95 ↑ +147%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $30.16 ↑ +176%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $31.74 ↑ +191%
United Healthcare UHC Colorado Doctors Plan $35.40 ↑ +224%
Centivo Self-Funded $36.19 ↑ +232%
Hue Health, Inc Medicare Advantage $38.45 ↑ +252%
United Healthcare UHC Exchange $43.84 ↑ +302%
United Healthcare Commercial $48.73 ↑ +347%
Medica Commercial $49.15 ↑ +351%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $49.82 ↑ +357%
Decent Health Commercial $50.15 ↑ +360%
Apostrophe, Inc. Commercial $50.15 ↑ +360%
Aetna Commercial $51.86 ↑ +375%
First Choice Health Network Commercial $53.10 ↑ +387%
Multiplan Commercial $55.46 ↑ +408%
First Choice of the Midwest Commercial $56.05 ↑ +414%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Intrinsic factor antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $15.75 $14.63 – $56.05
Sterling Regional Medical Center Sterling $24.01 $15.08 – $57.23
East Morgan County Hospital Brush $43.60 $24.86 – $57.23
AdventHealth Porter Denver $244.44 $14.78 – $27.90
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $495.94 $8.82 – $36.64
AdventHealth Littleton Littleton $244.44 $14.78 – $27.90
AdventHealth Avista Louisville $244.44 $14.78 – $27.90
AdventHealth Castle Rock Castle Rock $244.44 $14.78 – $27.90

All Colorado hospitals for this procedure →