Insert cath pleura with image at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$1,142.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,900.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$792.53 with Banner Health vs $13,923.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $792.53 | ↓ -31% |
| Assist Health Group | AHG Specialty Network | $966.50 | ↓ -15% |
| Centivo | Self-Funded | $966.50 | ↓ -15% |
| Hue Health, Inc | Medicare Advantage | $1,353.10 | ↑ +18% |
| Medica | Commercial | $1,610.19 | ↑ +41% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,632.23 | ↑ +43% |
| Apostrophe, Inc. | Commercial | $1,643.05 | ↑ +44% |
| Decent Health | Commercial | $1,643.05 | ↑ +44% |
| First Choice Health Network | Commercial | $1,739.70 | ↑ +52% |
| Multiplan | Commercial | $1,817.02 | ↑ +59% |
| First Choice of the Midwest | Commercial | $1,836.35 | ↑ +61% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $7,984.00 | ↑ +599% |
| Aetna | Commercial | $13,923.00 | ↑ +1119% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Insert cath pleura with image at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $1,296.30 | $496.78 – $13,923.00 |
| Sterling Regional Medical Center | Sterling | $1,664.81 | $726.79 – $2,526.85 |
| AdventHealth Porter | Denver | $15,933.65 | $257.41 – $3,072.02 |
| AdventHealth Littleton | Littleton | $15,933.65 | $257.41 – $3,072.02 |
| AdventHealth Avista | Louisville | $15,933.65 | $257.41 – $3,106.11 |
| AdventHealth Castle Rock | Castle Rock | $15,933.65 | $257.41 – $3,072.02 |
| AdventHealth Parker | Parker | $15,933.65 | $257.41 – $3,072.02 |
| HCA HealthONE AURORA | Aurora | not published | $2,464.38 – $2,568.14 |