Ins/rpl ldless pm right vent w img & eval at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$10,256.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$26,031.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10,672.71 with Banner Health vs $51,323.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $10,672.71 | ↑ +4% |
| Hue Health, Inc | Medicare Advantage | $18,221.70 | ↑ +78% |
| United Healthcare | UHC Medicare Advantage | $18,591.15 | ↑ +81% |
| Medica | Medicare Advantage | $19,166.13 | ↑ +87% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $19,166.13 | ↑ +87% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $19,166.13 | ↑ +87% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $19,166.13 | ↑ +87% |
| Medicare | Traditional Medicare | $19,166.13 | ↑ +87% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $19,166.13 | ↑ +87% |
| Clear Spring Health | Medicare Advantage | $19,166.13 | ↑ +87% |
| Humana | Medicare Advantage | $19,741.11 | ↑ +92% |
| Longevity | Medicare Advantage | $19,741.11 | ↑ +92% |
| Devoted Health Services | Medicare Advantage | $20,124.44 | ↑ +96% |
| Medica | Commercial | $21,683.82 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $21,980.58 | ↑ +114% |
| Apostrophe, Inc. | Commercial | $22,126.35 | ↑ +116% |
| Decent Health | Commercial | $22,126.35 | ↑ +116% |
| Assist Health Group | AHG Specialty Network | $22,999.36 | ↑ +124% |
| First Choice Health Network | Commercial | $23,427.90 | ↑ +128% |
| Multiplan | Commercial | $24,469.14 | ↑ +139% |
| First Choice of the Midwest | Commercial | $24,729.45 | ↑ +141% |
| Aetna | Commercial | $29,531.00 | ↑ +188% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $30,052.49 | ↑ +193% |
| Denver Health Medical Plan | Commercial | $34,255.62 | ↑ +234% |
| Centivo | Self-Funded | $45,998.71 | ↑ +348% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $51,323.00 | ↑ +400% |
Visitor-reported prices
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Ins/rpl ldless pm right vent w img & eval at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $11,635.86 | $6,689.97 – $46,056.38 |
| AdventHealth Porter | Denver | $24,262.53 | $824.35 – $37,589.87 |
| AdventHealth Littleton | Littleton | $24,262.53 | $824.35 – $37,589.87 |
| AdventHealth Avista | Louisville | $24,262.53 | $824.35 – $38,007.08 |
| AdventHealth Castle Rock | Castle Rock | $24,262.53 | $824.35 – $37,589.87 |
| AdventHealth Parker | Parker | $24,262.53 | $824.35 – $37,589.87 |
| HCA HealthONE AURORA | Aurora | not published | $29,983.04 – $31,245.49 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $29,983.04 – $31,245.49 |