Infectious agent nucleic acid quantification hiv-1 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$37.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$256.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.55 with United Healthcare vs $243.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $82.55 ↑ +122%
Anthem Blue Cross Blue Shield Colorado Medicare $85.10 ↑ +129%
Clear Spring Health Medicare Advantage $85.10 ↑ +129%
Medica Medicare Advantage $85.10 ↑ +129%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $85.10 ↑ +129%
Medicare Traditional Medicare $85.10 ↑ +129%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $85.10 ↑ +129%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $85.10 ↑ +129%
Longevity Medicare Advantage $87.65 ↑ +136%
Humana Medicare Advantage $87.65 ↑ +136%
Devoted Health Services Medicare Advantage $89.36 ↑ +141%
Assist Health Group AHG Specialty Network $102.12 ↑ +175%
Banner Health Banner Choice Plus/Banner Select $104.96 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $133.44 ↑ +259%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $137.73 ↑ +271%
Denver Health Medical Plan Commercial $152.10 ↑ +310%
United Healthcare UHC Colorado Doctors Plan $153.60 ↑ +314%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $170.20 ↑ +359%
Hue Health, Inc Medicare Advantage $179.20 ↑ +383%
United Healthcare UHC Exchange $190.21 ↑ +412%
Centivo Self-Funded $204.24 ↑ +450%
United Healthcare Commercial $211.46 ↑ +470%
Medica Commercial $213.25 ↑ +474%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $216.17 ↑ +482%
Apostrophe, Inc. Commercial $217.60 ↑ +486%
Decent Health Commercial $217.60 ↑ +486%
Aetna Commercial $225.02 ↑ +506%
First Choice Health Network Commercial $230.40 ↑ +521%
Multiplan Commercial $240.64 ↑ +548%
First Choice of the Midwest Commercial $243.20 ↑ +555%

Visitor-reported prices

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Infectious agent nucleic acid quantification hiv-1 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $71.42 $65.79 – $243.20
Sterling Regional Medical Center Sterling $110.08 $71.42 – $248.32
East Morgan County Hospital Brush $171.01 $107.88 – $248.32
AdventHealth Porter Denver $1,379.76 $83.40 – $157.44
CENTRAL PARK ER, A PART OF ROSE DENVER $1,168.00 $38.72 – $206.79
HCA HealthONE SKY RIDGE Lone Tree $3,465.49 $48.68 – $206.79
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $3,465.49 $48.68 – $206.79
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $823.28 $84.25 – $89.36

All Colorado hospitals for this procedure →