Infectious agent nucleic acid quantification bk virus at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$39.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.55 with United Healthcare vs $122.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $41.55 ↑ +4%
Anthem Blue Cross Blue Shield Colorado Medicare $42.84 ↑ +7%
Clear Spring Health Medicare Advantage $42.84 ↑ +7%
Medica Medicare Advantage $42.84 ↑ +7%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $42.84 ↑ +7%
Medicare Traditional Medicare $42.84 ↑ +7%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $42.84 ↑ +7%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $42.84 ↑ +7%
Longevity Medicare Advantage $44.13 ↑ +11%
Humana Medicare Advantage $44.13 ↑ +11%
Devoted Health Services Medicare Advantage $44.98 ↑ +13%
Assist Health Group AHG Specialty Network $51.41 ↑ +29%
Banner Health Banner Choice Plus/Banner Select $52.89 ↑ +33%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $67.17 ↑ +68%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $69.40 ↑ +74%
Denver Health Medical Plan Commercial $76.57 ↑ +92%
United Healthcare UHC Colorado Doctors Plan $77.40 ↑ +94%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $85.68 ↑ +115%
Hue Health, Inc Medicare Advantage $90.30 ↑ +126%
United Healthcare UHC Exchange $95.85 ↑ +140%
Centivo Self-Funded $102.82 ↑ +158%
United Healthcare Commercial $106.55 ↑ +167%
Medica Commercial $107.46 ↑ +169%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $108.93 ↑ +173%
Apostrophe, Inc. Commercial $109.65 ↑ +175%
Decent Health Commercial $109.65 ↑ +175%
Aetna Commercial $113.39 ↑ +184%
First Choice Health Network Commercial $116.10 ↑ +191%
Multiplan Commercial $121.26 ↑ +204%
First Choice of the Midwest Commercial $122.55 ↑ +207%

Visitor-reported prices

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Infectious agent nucleic acid quantification bk virus at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $76.73 $33.15 – $122.55
Sterling Regional Medical Center Sterling $118.25 $35.99 – $125.13
East Morgan County Hospital Brush $183.70 $54.36 – $125.13
AdventHealth Porter Denver $694.54 $41.98 – $79.25
HCA HealthONE MOUNTAIN RIDGE Thornton $503.73 $20.33 – $104.10
AdventHealth Littleton Littleton $694.54 $41.98 – $79.25
AdventHealth Avista Louisville $694.54 $41.98 – $79.25
AdventHealth Castle Rock Castle Rock $694.54 $41.98 – $79.25

All Colorado hospitals for this procedure →