Infectious agent nucleic acid amplified probe sars-cov-2/inf a & b at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$62.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.35 with United Healthcare vs $406.60 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $138.35 ↑ +123%
Anthem Blue Cross Blue Shield Colorado Medicare $142.63 ↑ +130%
Clear Spring Health Medicare Advantage $142.63 ↑ +130%
Medica Medicare Advantage $142.63 ↑ +130%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $142.63 ↑ +130%
Medicare Traditional Medicare $142.63 ↑ +130%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $142.63 ↑ +130%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $142.63 ↑ +130%
Longevity Medicare Advantage $146.91 ↑ +137%
Humana Medicare Advantage $146.91 ↑ +137%
Devoted Health Services Medicare Advantage $149.76 ↑ +141%
Assist Health Group AHG Specialty Network $171.16 ↑ +176%
Banner Health Banner Choice Plus/Banner Select $175.48 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $223.64 ↑ +260%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $230.26 ↑ +271%
Denver Health Medical Plan Commercial $254.92 ↑ +311%
United Healthcare UHC Colorado Doctors Plan $256.80 ↑ +314%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $285.26 ↑ +360%
Hue Health, Inc Medicare Advantage $299.60 ↑ +383%
United Healthcare UHC Exchange $318.00 ↑ +412%
Centivo Self-Funded $342.31 ↑ +452%
United Healthcare Commercial $353.53 ↑ +470%
Medica Commercial $356.52 ↑ +474%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $361.40 ↑ +482%
Apostrophe, Inc. Commercial $363.80 ↑ +486%
Decent Health Commercial $363.80 ↑ +486%
Aetna Commercial $376.21 ↑ +506%
First Choice Health Network Commercial $385.20 ↑ +521%
Multiplan Commercial $402.32 ↑ +548%
First Choice of the Midwest Commercial $406.60 ↑ +555%

Visitor-reported prices

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Infectious agent nucleic acid amplified probe sars-cov-2/inf a & b at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $119.41 $110.00 – $406.60
Sterling Regional Medical Center Sterling $41.28 $26.78 – $156.89
East Morgan County Hospital Brush $64.13 $40.45 – $93.12
AdventHealth Porter Denver $639.36 $139.78 – $263.87
HCA HealthONE AURORA Aurora $139.15 $141.20 – $408.08
CENTRAL PARK ER, A PART OF ROSE DENVER $152.00 $141.20 – $408.08
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $158.25 $121.24 – $408.08
HCA HealthONE SKY RIDGE Lone Tree $196.39 $141.20 – $408.08

All Colorado hospitals for this procedure →