Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn neutralization at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$12.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.02 with United Healthcare vs $55.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.02 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Medicare $10.33 ↓ -16%
Medica Medicare Advantage $10.33 ↓ -16%
Clear Spring Health Medicare Advantage $10.33 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $10.33 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $10.33 ↓ -16%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $10.33 ↓ -16%
Medicare Traditional Medicare $10.33 ↓ -16%
Longevity Medicare Advantage $10.64 ↓ -14%
Humana Medicare Advantage $10.64 ↓ -14%
Devoted Health Services Medicare Advantage $10.85 ↓ -12%
Assist Health Group AHG Specialty Network $12.40 ↑ +1%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $16.20 ↑ +31%
Denver Health Medical Plan Commercial $18.46 ↑ +50%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $20.66 ↑ +68%
Banner Health Banner Choice Plus/Banner Select $23.78 ↑ +93%
Centivo Self-Funded $24.79 ↑ +101%
Hue Health, Inc Medicare Advantage $26.34 ↑ +114%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $31.20 ↑ +153%
United Healthcare UHC Colorado Doctors Plan $34.80 ↑ +182%
United Healthcare UHC Exchange $43.09 ↑ +250%
United Healthcare Commercial $47.91 ↑ +289%
Medica Commercial $48.31 ↑ +292%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $48.98 ↑ +298%
Apostrophe, Inc. Commercial $49.30 ↑ +300%
Decent Health Commercial $49.30 ↑ +300%
Aetna Commercial $50.98 ↑ +314%
First Choice Health Network Commercial $52.20 ↑ +324%
Multiplan Commercial $54.52 ↑ +343%
First Choice of the Midwest Commercial $55.10 ↑ +347%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn neutralization at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $23.72 $10.02 – $55.10
Sterling Regional Medical Center Sterling $36.55 $10.33 – $56.26
East Morgan County Hospital Brush $56.78 $24.44 – $56.26
AdventHealth Porter Denver $164.28 $10.12 – $19.11
AdventHealth Littleton Littleton $164.28 $10.12 – $19.11
AdventHealth Avista Louisville $164.28 $10.12 – $19.11
AdventHealth Castle Rock Castle Rock $164.28 $10.12 – $19.11
AdventHealth Parker Parker $164.28 $10.12 – $19.11

All Colorado hospitals for this procedure →