Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$33.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$231.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.02 with United Healthcare vs $29.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.02 ↓ -70%
Anthem Blue Cross Blue Shield Colorado Medicare $10.33 ↓ -69%
Clear Spring Health Medicare Advantage $10.33 ↓ -69%
Medica Medicare Advantage $10.33 ↓ -69%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $10.33 ↓ -69%
Medicare Traditional Medicare $10.33 ↓ -69%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $10.33 ↓ -69%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $10.33 ↓ -69%
Longevity Medicare Advantage $10.64 ↓ -68%
Humana Medicare Advantage $10.64 ↓ -68%
Devoted Health Services Medicare Advantage $10.85 ↓ -68%
Assist Health Group AHG Specialty Network $12.40 ↓ -63%
Banner Health Banner Choice Plus/Banner Select $12.71 ↓ -62%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $16.20 ↓ -52%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $16.68 ↓ -50%
Denver Health Medical Plan Commercial $18.46 ↓ -45%
United Healthcare UHC Colorado Doctors Plan $18.60 ↓ -44%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $20.66 ↓ -38%
Hue Health, Inc Medicare Advantage $21.70 ↓ -35%
United Healthcare UHC Exchange $23.03 ↓ -31%
Centivo Self-Funded $24.79 ↓ -26%
United Healthcare Commercial $25.61 ↓ -24%
Medica Commercial $25.82 ↓ -23%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $26.18 ↓ -22%
Apostrophe, Inc. Commercial $26.35 ↓ -21%
Decent Health Commercial $26.35 ↓ -21%
Aetna Commercial $27.25 ↓ -19%
First Choice Health Network Commercial $27.90 ↓ -17%
Multiplan Commercial $29.14 ↓ -13%
First Choice of the Midwest Commercial $29.45 ↓ -12%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $64.45 $7.97 – $29.45
Sterling Regional Medical Center Sterling $99.33 $10.33 – $43.65
East Morgan County Hospital Brush $154.31 $18.96 – $43.65
AdventHealth Porter Denver $159.49 $10.12 – $19.11
HCA HealthONE SKY RIDGE Lone Tree $746.48 $5.90 – $25.10
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $418.42 $6.04 – $25.10
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $220.72 $10.23 – $10.85
AdventHealth Littleton Littleton $159.49 $10.12 – $19.11

All Colorado hospitals for this procedure →