Infectious agent antigen immunoassay ql/sq multi step giardia at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.62 with United Healthcare vs $34.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $11.62 ↑ +21%
Anthem Blue Cross Blue Shield Colorado Medicare $11.98 ↑ +25%
Clear Spring Health Medicare Advantage $11.98 ↑ +25%
Medica Medicare Advantage $11.98 ↑ +25%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $11.98 ↑ +25%
Medicare Traditional Medicare $11.98 ↑ +25%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11.98 ↑ +25%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $11.98 ↑ +25%
Longevity Medicare Advantage $12.34 ↑ +29%
Humana Medicare Advantage $12.34 ↑ +29%
Devoted Health Services Medicare Advantage $12.58 ↑ +31%
Assist Health Group AHG Specialty Network $14.38 ↑ +50%
Banner Health Banner Choice Plus/Banner Select $14.76 ↑ +54%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $18.78 ↑ +96%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $19.37 ↑ +102%
Denver Health Medical Plan Commercial $21.41 ↑ +124%
United Healthcare UHC Colorado Doctors Plan $21.60 ↑ +126%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $23.96 ↑ +150%
Hue Health, Inc Medicare Advantage $25.20 ↑ +163%
United Healthcare UHC Exchange $26.75 ↑ +180%
Centivo Self-Funded $28.75 ↑ +200%
United Healthcare Commercial $29.74 ↑ +211%
Medica Commercial $29.99 ↑ +213%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $30.40 ↑ +218%
Apostrophe, Inc. Commercial $30.60 ↑ +220%
Decent Health Commercial $30.60 ↑ +220%
Aetna Commercial $31.64 ↑ +231%
First Choice Health Network Commercial $32.40 ↑ +239%
Multiplan Commercial $33.84 ↑ +254%
First Choice of the Midwest Commercial $34.20 ↑ +257%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step giardia at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $18.41 $9.25 – $34.20
Sterling Regional Medical Center Sterling $28.38 $10.04 – $34.92
East Morgan County Hospital Brush $44.09 $15.17 – $34.92
AdventHealth Porter Denver $243.78 $11.74 – $22.16
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $195.25 $7.63 – $29.11
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $199.86 $11.86 – $12.58
AdventHealth Littleton Littleton $243.78 $11.74 – $22.16
AdventHealth Avista Louisville $243.78 $11.74 – $22.16

All Colorado hospitals for this procedure →