Infectious agent antigen immunoassay ql/sq multi step clostridium difficile toxin at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$8.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.62 with United Healthcare vs $57.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $11.62 ↑ +34%
Anthem Blue Cross Blue Shield Colorado Medicare $11.98 ↑ +38%
Medica Medicare Advantage $11.98 ↑ +38%
Clear Spring Health Medicare Advantage $11.98 ↑ +38%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11.98 ↑ +38%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $11.98 ↑ +38%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $11.98 ↑ +38%
Medicare Traditional Medicare $11.98 ↑ +38%
Longevity Medicare Advantage $12.34 ↑ +42%
Humana Medicare Advantage $12.34 ↑ +42%
Devoted Health Services Medicare Advantage $12.58 ↑ +45%
Assist Health Group AHG Specialty Network $14.38 ↑ +65%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $18.78 ↑ +116%
Denver Health Medical Plan Commercial $21.41 ↑ +146%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $23.96 ↑ +175%
Banner Health Banner Choice Plus/Banner Select $24.60 ↑ +183%
Centivo Self-Funded $28.75 ↑ +230%
Hue Health, Inc Medicare Advantage $30.55 ↑ +251%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $32.28 ↑ +271%
United Healthcare UHC Colorado Doctors Plan $36.00 ↑ +314%
United Healthcare UHC Exchange $44.58 ↑ +412%
United Healthcare Commercial $49.56 ↑ +470%
Medica Commercial $49.98 ↑ +474%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $50.66 ↑ +482%
Apostrophe, Inc. Commercial $51.00 ↑ +486%
Decent Health Commercial $51.00 ↑ +486%
Aetna Commercial $52.74 ↑ +506%
First Choice Health Network Commercial $54.00 ↑ +521%
Multiplan Commercial $56.40 ↑ +548%
First Choice of the Midwest Commercial $57.00 ↑ +555%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step clostridium difficile toxin at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $16.74 $11.62 – $57.00
Sterling Regional Medical Center Sterling $25.80 $11.98 – $58.20
East Morgan County Hospital Brush $40.08 $25.28 – $58.20
AdventHealth Porter Denver $355.12 $11.74 – $22.16
HCA HealthONE MOUNTAIN RIDGE Thornton $550.71 $5.69 – $29.11
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $283.38 $11.86 – $12.58
AdventHealth Littleton Littleton $355.12 $11.74 – $22.16
AdventHealth Avista Louisville $355.12 $11.74 – $22.16

All Colorado hospitals for this procedure →