Immunofluorescence per specimen each additional single antibody stain at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$241.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$203.77 with Banner Health vs $614.57 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $203.77 ↓ -16%
Centivo Self-Funded $248.50 ↑ +3%
Assist Health Group AHG Specialty Network $248.50 ↑ +3%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $267.39 ↑ +11%
United Healthcare UHC Colorado Doctors Plan $298.20 ↑ +23%
Hue Health, Inc Medicare Advantage $347.90 ↑ +44%
United Healthcare UHC Exchange $369.27 ↑ +53%
United Healthcare Commercial $410.52 ↑ +70%
Medica Commercial $414.00 ↑ +71%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $419.67 ↑ +74%
Decent Health Commercial $422.45 ↑ +75%
Apostrophe, Inc. Commercial $422.45 ↑ +75%
Aetna Commercial $436.86 ↑ +81%
First Choice Health Network Commercial $447.30 ↑ +85%
Multiplan Commercial $467.18 ↑ +93%
First Choice of the Midwest Commercial $472.15 ↑ +95%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $614.57 ↑ +154%

Visitor-reported prices

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Immunofluorescence per specimen each additional single antibody stain at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $209.73 $127.73 – $614.57
Sterling Regional Medical Center Sterling $93.18 $52.73 – $183.33
East Morgan County Hospital Brush $116.42 $79.64 – $183.33
AdventHealth Porter Denver $313.70 $121.95 – $261.01
HCA HealthONE SKY RIDGE Lone Tree $602.18 $50.98 – $197.56
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $602.18 $50.98 – $292.15
AdventHealth Littleton Littleton $313.70 $121.95 – $261.01
AdventHealth Avista Louisville $313.70 $121.95 – $261.01

All Colorado hospitals for this procedure →