Ia nfct ab sarscov2 covid19 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$25.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$136.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.92 with United Healthcare vs $129.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $43.92 ↑ +75%
Anthem Blue Cross Blue Shield Colorado Medicare $45.28 ↑ +80%
Clear Spring Health Medicare Advantage $45.28 ↑ +80%
Medica Medicare Advantage $45.28 ↑ +80%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $45.28 ↑ +80%
Medicare Traditional Medicare $45.28 ↑ +80%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $45.28 ↑ +80%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $45.28 ↑ +80%
Longevity Medicare Advantage $46.64 ↑ +85%
Humana Medicare Advantage $46.64 ↑ +85%
Devoted Health Services Medicare Advantage $47.54 ↑ +89%
Assist Health Group AHG Specialty Network $54.34 ↑ +116%
Banner Health Banner Choice Plus/Banner Select $55.76 ↑ +122%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $71.00 ↑ +182%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $73.17 ↑ +191%
Denver Health Medical Plan Commercial $80.93 ↑ +222%
United Healthcare UHC Colorado Doctors Plan $81.60 ↑ +224%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $90.56 ↑ +260%
Hue Health, Inc Medicare Advantage $95.20 ↑ +278%
United Healthcare UHC Exchange $101.05 ↑ +302%
Centivo Self-Funded $108.67 ↑ +332%
United Healthcare Commercial $112.34 ↑ +347%
Medica Commercial $113.29 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $114.84 ↑ +356%
Apostrophe, Inc. Commercial $115.60 ↑ +359%
Decent Health Commercial $115.60 ↑ +359%
Aetna Commercial $119.54 ↑ +375%
First Choice Health Network Commercial $122.40 ↑ +386%
Multiplan Commercial $127.84 ↑ +408%
First Choice of the Midwest Commercial $129.20 ↑ +414%

Visitor-reported prices

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Ia nfct ab sarscov2 covid19 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $36.31 $34.95 – $129.20
Sterling Regional Medical Center Sterling $55.35 $37.94 – $131.92
East Morgan County Hospital Brush $100.50 $57.31 – $131.92
AdventHealth Porter Denver not published $44.37 – $83.77
HCA HealthONE AURORA Aurora not published $44.83 – $129.55
CENTRAL PARK ER, A PART OF ROSE DENVER not published $44.83 – $129.55
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $38.49 – $129.55
HCA HealthONE SKY RIDGE Lone Tree not published $44.83 – $129.55

All Colorado hospitals for this procedure →