Hla i typing 1 locus hr at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$73.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$532.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$171.93 with United Healthcare vs $505.40 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $171.93 | ↑ +132% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $177.25 | ↑ +140% |
| Clear Spring Health | Medicare Advantage | $177.25 | ↑ +140% |
| Medica | Medicare Advantage | $177.25 | ↑ +140% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $177.25 | ↑ +140% |
| Medicare | Traditional Medicare | $177.25 | ↑ +140% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $177.25 | ↑ +140% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $177.25 | ↑ +140% |
| Longevity | Medicare Advantage | $182.57 | ↑ +147% |
| Humana | Medicare Advantage | $182.57 | ↑ +147% |
| Devoted Health Services | Medicare Advantage | $186.11 | ↑ +152% |
| Assist Health Group | AHG Specialty Network | $212.70 | ↑ +188% |
| Banner Health | Banner Choice Plus/Banner Select | $218.12 | ↑ +195% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $277.93 | ↑ +276% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $286.22 | ↑ +287% |
| Denver Health Medical Plan | Commercial | $316.80 | ↑ +328% |
| United Healthcare | UHC Colorado Doctors Plan | $319.20 | ↑ +332% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $354.50 | ↑ +379% |
| Hue Health, Inc | Medicare Advantage | $372.40 | ↑ +404% |
| United Healthcare | UHC Exchange | $395.28 | ↑ +435% |
| Centivo | Self-Funded | $425.40 | ↑ +475% |
| United Healthcare | Commercial | $439.43 | ↑ +494% |
| Medica | Commercial | $443.16 | ↑ +499% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $449.22 | ↑ +507% |
| Apostrophe, Inc. | Commercial | $452.20 | ↑ +511% |
| Decent Health | Commercial | $452.20 | ↑ +511% |
| Aetna | Commercial | $467.63 | ↑ +532% |
| First Choice Health Network | Commercial | $478.80 | ↑ +547% |
| Multiplan | Commercial | $500.08 | ↑ +576% |
| First Choice of the Midwest | Commercial | $505.40 | ↑ +583% |
Visitor-reported prices
Comments
Hla i typing 1 locus hr at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $229.82 | $136.72 – $505.40 |
| AdventHealth Porter | Denver | $166.10 | $173.70 – $327.91 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $661.50 | $112.91 – $430.72 |
| AdventHealth Littleton | Littleton | $166.10 | $173.70 – $327.91 |
| AdventHealth Avista | Louisville | $166.10 | $173.70 – $327.91 |
| AdventHealth Castle Rock | Castle Rock | $166.10 | $173.70 – $327.91 |
| AdventHealth Parker | Parker | $166.10 | $173.70 – $327.91 |
| HCA HealthONE AURORA | Aurora | not published | $94.47 – $430.72 |