Hepatitis b surface antibody at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.42 with United Healthcare vs $52.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.42 ↑ +2%
Anthem Blue Cross Blue Shield Colorado Medicare $10.74 ↑ +6%
Medica Medicare Advantage $10.74 ↑ +6%
Clear Spring Health Medicare Advantage $10.74 ↑ +6%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $10.74 ↑ +6%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $10.74 ↑ +6%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $10.74 ↑ +6%
Medicare Traditional Medicare $10.74 ↑ +6%
Longevity Medicare Advantage $11.06 ↑ +9%
Humana Medicare Advantage $11.06 ↑ +9%
Devoted Health Services Medicare Advantage $11.28 ↑ +11%
Assist Health Group AHG Specialty Network $12.89 ↑ +27%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $16.84 ↑ +65%
Denver Health Medical Plan Commercial $19.20 ↑ +89%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $21.48 ↑ +111%
Banner Health Banner Choice Plus/Banner Select $22.55 ↑ +122%
Centivo Self-Funded $25.78 ↑ +153%
Hue Health, Inc Medicare Advantage $27.39 ↑ +169%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $29.59 ↑ +191%
United Healthcare UHC Colorado Doctors Plan $33.00 ↑ +224%
United Healthcare UHC Exchange $40.87 ↑ +301%
United Healthcare Commercial $45.43 ↑ +346%
Medica Commercial $45.81 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $46.44 ↑ +356%
Apostrophe, Inc. Commercial $46.75 ↑ +359%
Decent Health Commercial $46.75 ↑ +359%
Aetna Commercial $48.34 ↑ +375%
First Choice Health Network Commercial $49.50 ↑ +386%
Multiplan Commercial $51.70 ↑ +408%
First Choice of the Midwest Commercial $52.25 ↑ +413%

Visitor-reported prices

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Hepatitis b surface antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $14.69 $10.42 – $52.25
Sterling Regional Medical Center Sterling $22.38 $10.74 – $53.35
East Morgan County Hospital Brush $40.64 $23.18 – $53.35
AdventHealth Porter Denver $172.01 $10.53 – $19.87
HCA HealthONE AURORA Aurora $785.70 $5.72 – $26.10
HCA HealthONE SKY RIDGE Lone Tree $648.83 $6.14 – $26.10
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $648.83 $6.14 – $130.76
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $193.91 $10.63 – $11.28

All Colorado hospitals for this procedure →