Heart first pass add-on at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$487.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$895.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.80 with Anthem Blue Cross Blue Shield Colorado vs $850.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $206.80 ↓ -58%
Banner Health Banner Choice Plus/Banner Select $366.95 ↓ -25%
Assist Health Group AHG Specialty Network $447.50 ↓ -8%
Centivo Self-Funded $447.50 ↓ -8%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $481.51 ↓ -1%
United Healthcare UHC Colorado Doctors Plan $537.00 ↑ +10%
Hue Health, Inc Medicare Advantage $626.50 ↑ +28%
United Healthcare UHC Exchange $664.99 ↑ +36%
United Healthcare Commercial $739.27 ↑ +52%
Medica Commercial $745.53 ↑ +53%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $755.74 ↑ +55%
Decent Health Commercial $760.75 ↑ +56%
Apostrophe, Inc. Commercial $760.75 ↑ +56%
Aetna Commercial $786.71 ↑ +61%
First Choice Health Network Commercial $805.50 ↑ +65%
Multiplan Commercial $841.30 ↑ +72%
First Choice of the Midwest Commercial $850.25 ↑ +74%

Visitor-reported prices

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Heart first pass add-on at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $442.13 $206.80 – $850.25
Sterling Regional Medical Center Sterling $224.87 $157.63 – $548.05
HCA HealthONE AURORA Aurora $1,660.31 $49.86 – $49.86
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $3,358.75 $49.86 – $49.86
HCA HealthONE SKY RIDGE Lone Tree $2,150.50 $49.86 – $49.86
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $2,150.50 $49.86 – $2,155.38
AdventHealth Porter Denver not published $34.93 – $34.93
CENTRAL PARK ER, A PART OF ROSE DENVER not published $49.86 – $49.86

All Colorado hospitals for this procedure →