Ghs sensitivity (per antimicro) at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$3.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.26 with United Healthcare vs $21.85 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $7.26 | ↑ +117% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $7.48 | ↑ +124% |
| Clear Spring Health | Medicare Advantage | $7.48 | ↑ +124% |
| Medica | Medicare Advantage | $7.48 | ↑ +124% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $7.48 | ↑ +124% |
| Medicare | Traditional Medicare | $7.48 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $7.48 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $7.48 | ↑ +124% |
| Longevity | Medicare Advantage | $7.70 | ↑ +131% |
| Humana | Medicare Advantage | $7.70 | ↑ +131% |
| Devoted Health Services | Medicare Advantage | $7.85 | ↑ +135% |
| Assist Health Group | AHG Specialty Network | $8.98 | ↑ +169% |
| Banner Health | Banner Choice Plus/Banner Select | $9.43 | ↑ +182% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $11.73 | ↑ +251% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $12.37 | ↑ +270% |
| Denver Health Medical Plan | Commercial | $13.37 | ↑ +300% |
| United Healthcare | UHC Colorado Doctors Plan | $13.80 | ↑ +313% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $14.96 | ↑ +348% |
| Hue Health, Inc | Medicare Advantage | $16.10 | ↑ +382% |
| United Healthcare | UHC Exchange | $17.09 | ↑ +412% |
| Centivo | Self-Funded | $17.95 | ↑ +437% |
| United Healthcare | Commercial | $19.00 | ↑ +469% |
| Medica | Commercial | $19.16 | ↑ +474% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $19.42 | ↑ +481% |
| Apostrophe, Inc. | Commercial | $19.55 | ↑ +485% |
| Decent Health | Commercial | $19.55 | ↑ +485% |
| Aetna | Commercial | $20.22 | ↑ +505% |
| First Choice Health Network | Commercial | $20.70 | ↑ +520% |
| Multiplan | Commercial | $21.62 | ↑ +547% |
| First Choice of the Midwest | Commercial | $21.85 | ↑ +554% |
Visitor-reported prices
Comments
Ghs sensitivity (per antimicro) at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $6.42 | $5.91 – $21.85 |
| East Morgan County Hospital | Brush | $15.36 | $9.69 – $22.31 |
| AdventHealth Porter | Denver | $109.73 | $7.33 – $13.84 |
| HCA HealthONE SKY RIDGE | Lone Tree | $600.01 | $4.28 – $18.18 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $600.01 | $4.28 – $223.71 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $450.42 | $7.41 – $7.85 |
| AdventHealth Littleton | Littleton | $109.73 | $7.33 – $13.84 |
| AdventHealth Avista | Louisville | $109.73 | $7.33 – $13.84 |