Ghs moderate sedation < 5 yr, 30 min at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$250.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$530.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$127.82 with Anthem Blue Cross Blue Shield Colorado vs $503.50 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $127.82 | ↓ -49% |
| Aetna | Commercial | $153.00 | ↓ -39% |
| Banner Health | Banner Choice Plus/Banner Select | $217.30 | ↓ -13% |
| Centivo | Self-Funded | $265.00 | ↑ +6% |
| Assist Health Group | AHG Specialty Network | $265.00 | ↑ +6% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $285.14 | ↑ +14% |
| United Healthcare | UHC Colorado Doctors Plan | $318.00 | ↑ +27% |
| Hue Health, Inc | Medicare Advantage | $371.00 | ↑ +48% |
| United Healthcare | UHC Exchange | $393.79 | ↑ +57% |
| United Healthcare | Commercial | $437.78 | ↑ +75% |
| Medica | Commercial | $441.49 | ↑ +76% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $447.53 | ↑ +79% |
| Decent Health | Commercial | $450.50 | ↑ +80% |
| Apostrophe, Inc. | Commercial | $450.50 | ↑ +80% |
| First Choice Health Network | Commercial | $477.00 | ↑ +90% |
| Multiplan | Commercial | $498.20 | ↑ +99% |
| First Choice of the Midwest | Commercial | $503.50 | ↑ +101% |
Visitor-reported prices
Comments
Ghs moderate sedation < 5 yr, 30 min at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $223.66 | $127.82 – $503.50 |
| Sterling Regional Medical Center | Sterling | $191.13 | $96.25 – $334.65 |
| East Morgan County Hospital | Brush | $204.93 | $45.09 – $103.79 |
| AdventHealth Porter | Denver | $44.07 | $41.97 – $41.97 |
| AdventHealth Littleton | Littleton | $44.07 | $41.97 – $41.97 |
| AdventHealth Avista | Louisville | $44.07 | $41.97 – $41.97 |
| AdventHealth Castle Rock | Castle Rock | $44.07 | $41.97 – $41.97 |
| AdventHealth Parker | Parker | $44.07 | $41.97 – $41.97 |