Ghs flow volume loop at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$64.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$214.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$87.74 with Banner Health vs $751.08 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $87.74 | ↑ +37% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $115.13 | ↑ +79% |
| United Healthcare | UHC Colorado Doctors Plan | $128.40 | ↑ +100% |
| Hue Health, Inc | Medicare Advantage | $149.80 | ↑ +133% |
| United Healthcare | UHC Exchange | $159.00 | ↑ +148% |
| United Healthcare | Commercial | $176.76 | ↑ +175% |
| Medica | Commercial | $178.26 | ↑ +178% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $180.70 | ↑ +181% |
| Apostrophe, Inc. | Commercial | $181.90 | ↑ +183% |
| Decent Health | Commercial | $181.90 | ↑ +183% |
| Aetna | Commercial | $188.11 | ↑ +193% |
| First Choice Health Network | Commercial | $192.60 | ↑ +200% |
| Multiplan | Commercial | $201.16 | ↑ +213% |
| First Choice of the Midwest | Commercial | $203.30 | ↑ +217% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $215.88 | ↑ +236% |
| United Healthcare | UHC Medicare Advantage | $303.56 | ↑ +373% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $312.95 | ↑ +387% |
| Medica | Medicare Advantage | $312.95 | ↑ +387% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $312.95 | ↑ +387% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $312.95 | ↑ +387% |
| Clear Spring Health | Medicare Advantage | $312.95 | ↑ +387% |
| Medicare | Traditional Medicare | $312.95 | ↑ +387% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $312.95 | ↑ +387% |
| Humana | Medicare Advantage | $322.34 | ↑ +402% |
| Longevity | Medicare Advantage | $322.34 | ↑ +402% |
| Devoted Health Services | Medicare Advantage | $328.60 | ↑ +412% |
| Assist Health Group | AHG Specialty Network | $375.54 | ↑ +485% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $490.71 | ↑ +664% |
| Denver Health Medical Plan | Commercial | $559.34 | ↑ +771% |
| Centivo | Self-Funded | $751.08 | ↑ +1070% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ghs flow volume loop at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $77.68 | $55.00 – $752.02 |
| Sterling Regional Medical Center | Sterling | $124.42 | $80.35 – $344.25 |
| East Morgan County Hospital | Brush | $181.44 | $121.36 – $279.36 |
| AdventHealth Porter | Denver | $885.00 | $46.00 – $421.38 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,190.00 | $482.98 – $503.32 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $857.00 | $25.65 – $503.32 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $2,402.48 | $482.98 – $503.32 |
| AdventHealth Littleton | Littleton | $885.00 | $46.00 – $421.38 |