Ghs fish hybrid in situ 100-300 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$75.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$154.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.65 with United Healthcare vs $146.30 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $49.65 ↓ -34%
Anthem Blue Cross Blue Shield Colorado Medicare $51.19 ↓ -32%
Clear Spring Health Medicare Advantage $51.19 ↓ -32%
Medica Medicare Advantage $51.19 ↓ -32%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $51.19 ↓ -32%
Medicare Traditional Medicare $51.19 ↓ -32%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $51.19 ↓ -32%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $51.19 ↓ -32%
Longevity Medicare Advantage $52.73 ↓ -30%
Humana Medicare Advantage $52.73 ↓ -30%
Devoted Health Services Medicare Advantage $53.75 ↓ -29%
Assist Health Group AHG Specialty Network $61.43 ↓ -18%
Banner Health Banner Choice Plus/Banner Select $63.14 ↓ -16%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $80.27 ↑ +7%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $82.85 ↑ +10%
Denver Health Medical Plan Commercial $91.49 ↑ +21%
United Healthcare UHC Colorado Doctors Plan $92.40 ↑ +23%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $102.38 ↑ +36%
Hue Health, Inc Medicare Advantage $107.80 ↑ +43%
United Healthcare UHC Exchange $114.42 ↑ +52%
Centivo Self-Funded $122.86 ↑ +63%
United Healthcare Commercial $127.20 ↑ +69%
Medica Commercial $128.28 ↑ +70%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $130.04 ↑ +73%
Apostrophe, Inc. Commercial $130.90 ↑ +74%
Decent Health Commercial $130.90 ↑ +74%
Aetna Commercial $135.37 ↑ +80%
First Choice Health Network Commercial $138.60 ↑ +84%
Multiplan Commercial $144.76 ↑ +92%
First Choice of the Midwest Commercial $146.30 ↑ +94%

Visitor-reported prices

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Ghs fish hybrid in situ 100-300 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $70.69 $39.58 – $146.30
Sterling Regional Medical Center Sterling $68.99 $42.97 – $149.38
East Morgan County Hospital Brush $100.41 $64.90 – $149.38
AdventHealth Porter Denver $643.23 $50.17 – $94.70
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $874.77 $29.94 – $124.39
HCA HealthONE MOUNTAIN RIDGE Thornton $1,664.52 $24.29 – $124.39
AdventHealth Littleton Littleton $643.23 $50.17 – $94.70
AdventHealth Avista Louisville $643.23 $50.17 – $94.70

All Colorado hospitals for this procedure →