Gastroesophageal reflux test at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$975.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,827.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$517.24 with United Healthcare vs $9,872.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $517.24 | ↓ -47% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $533.24 | ↓ -45% |
| Clear Spring Health | Medicare Advantage | $533.24 | ↓ -45% |
| Medica | Medicare Advantage | $533.24 | ↓ -45% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $533.24 | ↓ -45% |
| Medicare | Traditional Medicare | $533.24 | ↓ -45% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $533.24 | ↓ -45% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $533.24 | ↓ -45% |
| Longevity | Medicare Advantage | $549.24 | ↓ -44% |
| Humana | Medicare Advantage | $549.24 | ↓ -44% |
| Devoted Health Services | Medicare Advantage | $559.90 | ↓ -43% |
| Assist Health Group | AHG Specialty Network | $639.89 | ↓ -34% |
| Banner Health | Banner Choice Plus/Banner Select | $749.07 | ↓ -23% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $836.12 | ↓ -14% |
| Denver Health Medical Plan | Commercial | $953.06 | ↓ -2% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,038.51 | ↑ +6% |
| Hue Health, Inc | Medicare Advantage | $1,278.90 | ↑ +31% |
| Centivo | Self-Funded | $1,279.78 | ↑ +31% |
| Medica | Commercial | $1,521.89 | ↑ +56% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,542.72 | ↑ +58% |
| Apostrophe, Inc. | Commercial | $1,552.95 | ↑ +59% |
| Decent Health | Commercial | $1,552.95 | ↑ +59% |
| First Choice Health Network | Commercial | $1,644.30 | ↑ +69% |
| Multiplan | Commercial | $1,717.38 | ↑ +76% |
| First Choice of the Midwest | Commercial | $1,735.65 | ↑ +78% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,980.00 | ↑ +103% |
| United Healthcare | UHC Colorado Doctors Plan | $2,408.00 | ↑ +147% |
| United Healthcare | UHC Exchange | $3,011.00 | ↑ +209% |
| United Healthcare | Commercial | $3,344.00 | ↑ +243% |
| Aetna | Commercial | $9,872.00 | ↑ +912% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Gastroesophageal reflux test at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $794.74 | $469.54 – $9,872.00 |
| HCA HealthONE AURORA | Aurora | $1,778.86 | $824.75 – $859.48 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $4,553.00 | $824.75 – $859.48 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $2,266.50 | $824.75 – $859.48 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $3,022.50 | $824.75 – $859.48 |
| AdventHealth Porter | Denver | not published | $255.03 – $728.23 |
| HCA HealthONE SKY RIDGE | Lone Tree | not published | $824.75 – $859.48 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $151.05 – $859.48 |