Fetal hemoglobin rosette at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$2.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.08 with United Healthcare vs $27.55 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $9.08 | ↑ +207% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $9.36 | ↑ +216% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $9.36 | ↑ +216% |
| Medicare | Traditional Medicare | $9.36 | ↑ +216% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $9.36 | ↑ +216% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $9.36 | ↑ +216% |
| Clear Spring Health | Medicare Advantage | $9.36 | ↑ +216% |
| Medica | Medicare Advantage | $9.36 | ↑ +216% |
| Longevity | Medicare Advantage | $9.64 | ↑ +226% |
| Humana | Medicare Advantage | $9.64 | ↑ +226% |
| Devoted Health Services | Medicare Advantage | $9.83 | ↑ +232% |
| Assist Health Group | AHG Specialty Network | $11.23 | ↑ +279% |
| Banner Health | Banner Choice Plus/Banner Select | $11.89 | ↑ +302% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $14.68 | ↑ +396% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $15.60 | ↑ +427% |
| Denver Health Medical Plan | Commercial | $16.73 | ↑ +465% |
| United Healthcare | UHC Colorado Doctors Plan | $17.40 | ↑ +488% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $18.72 | ↑ +532% |
| Hue Health, Inc | Medicare Advantage | $20.30 | ↑ +586% |
| United Healthcare | UHC Exchange | $21.55 | ↑ +628% |
| Centivo | Self-Funded | $22.46 | ↑ +659% |
| United Healthcare | Commercial | $23.95 | ↑ +709% |
| Medica | Commercial | $24.16 | ↑ +716% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $24.49 | ↑ +727% |
| Decent Health | Commercial | $24.65 | ↑ +733% |
| Apostrophe, Inc. | Commercial | $24.65 | ↑ +733% |
| Aetna | Commercial | $25.49 | ↑ +761% |
| First Choice Health Network | Commercial | $26.10 | ↑ +782% |
| Multiplan | Commercial | $27.26 | ↑ +821% |
| First Choice of the Midwest | Commercial | $27.55 | ↑ +831% |
Visitor-reported prices
Comments
Fetal hemoglobin rosette at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $8.18 | $7.45 – $27.55 |
| Sterling Regional Medical Center | Sterling | $9.71 | $8.09 – $28.13 |
| East Morgan County Hospital | Brush | $18.07 | $12.22 – $28.13 |
| AdventHealth Porter | Denver | $183.25 | $9.17 – $17.32 |
| HCA HealthONE SKY RIDGE | Lone Tree | $636.90 | $5.35 – $23.03 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $636.90 | $5.35 – $104.20 |
| AdventHealth Littleton | Littleton | $183.25 | $9.17 – $17.32 |
| AdventHealth Avista | Louisville | $183.25 | $9.17 – $17.32 |