Epstein barr viral capsid antigen antibody igm at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.47

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$62.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.60 with United Healthcare vs $52.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $17.60 ↑ +53%
Anthem Blue Cross Blue Shield Colorado Medicare $18.14 ↑ +58%
Clear Spring Health Medicare Advantage $18.14 ↑ +58%
Medica Medicare Advantage $18.14 ↑ +58%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $18.14 ↑ +58%
Medicare Traditional Medicare $18.14 ↑ +58%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $18.14 ↑ +58%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $18.14 ↑ +58%
Longevity Medicare Advantage $18.68 ↑ +63%
Humana Medicare Advantage $18.68 ↑ +63%
Devoted Health Services Medicare Advantage $19.05 ↑ +66%
Assist Health Group AHG Specialty Network $21.77 ↑ +90%
Banner Health Banner Choice Plus/Banner Select $22.55 ↑ +97%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $28.44 ↑ +148%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $29.59 ↑ +158%
Denver Health Medical Plan Commercial $32.42 ↑ +183%
United Healthcare UHC Colorado Doctors Plan $33.00 ↑ +188%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $36.28 ↑ +216%
Hue Health, Inc Medicare Advantage $38.50 ↑ +236%
United Healthcare UHC Exchange $40.87 ↑ +256%
Centivo Self-Funded $43.54 ↑ +280%
United Healthcare Commercial $45.43 ↑ +296%
Medica Commercial $45.81 ↑ +299%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $46.44 ↑ +305%
Apostrophe, Inc. Commercial $46.75 ↑ +308%
Decent Health Commercial $46.75 ↑ +308%
Aetna Commercial $48.34 ↑ +321%
First Choice Health Network Commercial $49.50 ↑ +332%
Multiplan Commercial $51.70 ↑ +351%
First Choice of the Midwest Commercial $52.25 ↑ +356%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Epstein barr viral capsid antigen antibody igm at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $16.55 $14.13 – $52.25
Sterling Regional Medical Center Sterling $25.23 $15.35 – $53.35
East Morgan County Hospital Brush $45.82 $23.18 – $53.35
AdventHealth Porter Denver $37.41 $17.78 – $33.56
AdventHealth Littleton Littleton $37.41 $17.78 – $33.56
AdventHealth Avista Louisville $37.41 $17.78 – $33.56
AdventHealth Castle Rock Castle Rock $37.41 $17.78 – $33.56
AdventHealth Parker Parker $37.41 $17.78 – $33.56

All Colorado hospitals for this procedure →