Epstein barr early antigen antibody at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.73 with United Healthcare vs $52.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $12.73 ↑ +25%
Anthem Blue Cross Blue Shield Colorado Medicare $13.12 ↑ +29%
Clear Spring Health Medicare Advantage $13.12 ↑ +29%
Medica Medicare Advantage $13.12 ↑ +29%
Medicare Traditional Medicare $13.12 ↑ +29%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.12 ↑ +29%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $13.12 ↑ +29%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $13.12 ↑ +29%
Longevity Medicare Advantage $13.51 ↑ +33%
Humana Medicare Advantage $13.51 ↑ +33%
Devoted Health Services Medicare Advantage $13.78 ↑ +35%
Assist Health Group AHG Specialty Network $15.74 ↑ +55%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $20.57 ↑ +102%
Banner Health Banner Choice Plus/Banner Select $22.55 ↑ +122%
Denver Health Medical Plan Commercial $23.45 ↑ +130%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $26.24 ↑ +158%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $29.59 ↑ +191%
Centivo Self-Funded $31.49 ↑ +209%
United Healthcare UHC Colorado Doctors Plan $33.00 ↑ +224%
Hue Health, Inc Medicare Advantage $33.46 ↑ +229%
United Healthcare UHC Exchange $40.87 ↑ +301%
United Healthcare Commercial $45.43 ↑ +346%
Medica Commercial $45.81 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $46.44 ↑ +356%
Decent Health Commercial $46.75 ↑ +359%
Apostrophe, Inc. Commercial $46.75 ↑ +359%
Aetna Commercial $48.34 ↑ +375%
First Choice Health Network Commercial $49.50 ↑ +386%
Multiplan Commercial $51.70 ↑ +408%
First Choice of the Midwest Commercial $52.25 ↑ +413%

Visitor-reported prices

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Epstein barr early antigen antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $14.69 $12.73 – $52.25
Sterling Regional Medical Center Sterling $22.38 $13.12 – $53.35
East Morgan County Hospital Brush $40.64 $23.18 – $53.35
AdventHealth Porter Denver $226.29 $12.86 – $24.27
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $292.43 $7.68 – $31.88
HCA HealthONE MOUNTAIN RIDGE Thornton $693.11 $6.23 – $31.88
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $271.44 $12.99 – $13.78
AdventHealth Littleton Littleton $226.29 $12.86 – $24.27

All Colorado hospitals for this procedure →