Endoscopy swallow (fees) vid at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$178.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$330.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.30 with Banner Health vs $9,872.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $135.30 ↓ -24%
Assist Health Group AHG Specialty Network $165.00 ↓ -8%
Centivo Self-Funded $165.00 ↓ -8%
Hue Health, Inc Medicare Advantage $231.00 ↑ +29%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $251.00 ↑ +41%
Medica Commercial $274.89 ↑ +54%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $278.65 ↑ +56%
Decent Health Commercial $280.50 ↑ +57%
Apostrophe, Inc. Commercial $280.50 ↑ +57%
United Healthcare UHC Colorado Doctors Plan $286.00 ↑ +60%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $291.00 ↑ +63%
First Choice Health Network Commercial $297.00 ↑ +66%
Multiplan Commercial $310.20 ↑ +74%
First Choice of the Midwest Commercial $313.50 ↑ +76%
United Healthcare UHC Exchange $357.00 ↑ +100%
United Healthcare Commercial $398.00 ↑ +123%
Aetna Commercial $9,872.00 ↑ +5430%

Visitor-reported prices

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Endoscopy swallow (fees) vid at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $152.79 $84.81 – $9,872.00
AdventHealth Porter Denver $632.42 $53.85 – $101.66
HCA HealthONE AURORA Aurora $1,650.79 $207.79 – $220.38
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $991.50 $178.41 – $220.38
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,986.00 $164.35 – $294.52
HCA HealthONE MOUNTAIN RIDGE Thornton $1,564.05 $207.79 – $220.38
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,176.96 $207.79 – $220.38
AdventHealth Littleton Littleton $632.42 $53.85 – $101.66

All Colorado hospitals for this procedure →