Endoluminl ivus oct c 1st at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$3,158.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,935.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,980.00 with United Healthcare vs $9,872.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,980.00 ↓ -37%
Banner Health Banner Choice Plus/Banner Select $2,023.35 ↓ -36%
United Healthcare UHC Colorado Doctors Plan $2,408.00 ↓ -24%
Centivo Self-Funded $2,467.50 ↓ -22%
Assist Health Group AHG Specialty Network $2,467.50 ↓ -22%
United Healthcare UHC Exchange $3,011.00 ↓ -5%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,159.88 ↑ +0%
United Healthcare Commercial $3,344.00 ↑ +6%
Hue Health, Inc Medicare Advantage $3,454.50 ↑ +9%
Medica Commercial $4,110.85 ↑ +30%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $4,167.11 ↑ +32%
Decent Health Commercial $4,194.75 ↑ +33%
Apostrophe, Inc. Commercial $4,194.75 ↑ +33%
First Choice Health Network Commercial $4,441.50 ↑ +41%
Multiplan Commercial $4,638.90 ↑ +47%
First Choice of the Midwest Commercial $4,688.25 ↑ +48%
Aetna Commercial $9,872.00 ↑ +213%

Visitor-reported prices

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Endoluminl ivus oct c 1st at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $1,584.13 $1,268.30 – $9,872.00
AdventHealth Porter Denver $7,741.09 $161.17 – $678.00
AdventHealth Littleton Littleton $7,741.09 $161.17 – $678.00
AdventHealth Avista Louisville $7,741.09 $161.17 – $678.00
AdventHealth Castle Rock Castle Rock $7,741.09 $161.17 – $678.00
AdventHealth Parker Parker $7,741.09 $161.17 – $678.00
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER not published $161.50 – $164.90

All Colorado hospitals for this procedure →