Electrophysiology evaluation at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$3,217.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,832.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,441.12 with Banner Health vs $41,769.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $4,441.12 | ↑ +38% |
| Assist Health Group | AHG Specialty Network | $5,416.00 | ↑ +68% |
| Centivo | Self-Funded | $5,416.00 | ↑ +68% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $6,935.73 | ↑ +116% |
| Hue Health, Inc | Medicare Advantage | $7,582.40 | ↑ +136% |
| Medica | Commercial | $9,023.06 | ↑ +180% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $9,146.54 | ↑ +184% |
| Decent Health | Commercial | $9,207.20 | ↑ +186% |
| Apostrophe, Inc. | Commercial | $9,207.20 | ↑ +186% |
| First Choice Health Network | Commercial | $9,748.80 | ↑ +203% |
| Multiplan | Commercial | $10,182.08 | ↑ +216% |
| First Choice of the Midwest | Commercial | $10,290.40 | ↑ +220% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $23,075.00 | ↑ +617% |
| United Healthcare | UHC Colorado Doctors Plan | $26,291.00 | ↑ +717% |
| United Healthcare | UHC Exchange | $32,863.00 | ↑ +922% |
| United Healthcare | Commercial | $36,516.00 | ↑ +1035% |
| Aetna | Commercial | $41,769.00 | ↑ +1198% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $3,249.60 | $2,783.82 – $41,769.00 |
| AdventHealth Porter | Denver | $16,429.98 | $139.39 – $50,198.00 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $27,018.00 | $8,798.91 – $8,984.15 |
| AdventHealth Littleton | Littleton | $16,429.98 | $139.39 – $50,198.00 |
| AdventHealth Avista | Louisville | $16,429.98 | $139.39 – $50,198.00 |
| AdventHealth Castle Rock | Castle Rock | $16,429.98 | $139.39 – $50,198.00 |
| AdventHealth Parker | Parker | $16,429.98 | $139.39 – $50,198.00 |