Delivery of placenta 59414 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,393.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,705.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,109.05 with Banner Health vs $7,984.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $1,109.05 ↓ -20%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,455.29 ↑ +4%
United Healthcare UHC Colorado Doctors Plan $1,623.00 ↑ +17%
Hue Health, Inc Medicare Advantage $1,893.50 ↑ +36%
United Healthcare UHC Exchange $2,009.82 ↑ +44%
United Healthcare Commercial $2,234.33 ↑ +60%
Medica Commercial $2,253.26 ↑ +62%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $2,284.10 ↑ +64%
Apostrophe, Inc. Commercial $2,299.25 ↑ +65%
Decent Health Commercial $2,299.25 ↑ +65%
Aetna Commercial $2,377.70 ↑ +71%
First Choice Health Network Commercial $2,434.50 ↑ +75%
Multiplan Commercial $2,542.70 ↑ +83%
First Choice of the Midwest Commercial $2,569.75 ↑ +84%
United Healthcare UHC Medicare Advantage $3,099.50 ↑ +122%
Anthem Blue Cross Blue Shield Colorado Medicare $3,195.36 ↑ +129%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $3,195.36 ↑ +129%
Clear Spring Health Medicare Advantage $3,195.36 ↑ +129%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,195.36 ↑ +129%
Medica Medicare Advantage $3,195.36 ↑ +129%
Medicare Traditional Medicare $3,195.36 ↑ +129%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $3,195.36 ↑ +129%
Longevity Medicare Advantage $3,291.22 ↑ +136%
Humana Medicare Advantage $3,291.22 ↑ +136%
Devoted Health Services Medicare Advantage $3,355.13 ↑ +141%
Assist Health Group AHG Specialty Network $3,834.43 ↑ +175%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $5,010.32 ↑ +260%
Denver Health Medical Plan Commercial $5,711.07 ↑ +310%
Centivo Self-Funded $7,668.86 ↑ +450%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $7,984.00 ↑ +473%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Delivery of placenta 59414 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $2,218.10 $695.18 – $7,678.49
Sterling Regional Medical Center Sterling $1,035.82 $567.76 – $3,514.90
East Morgan County Hospital Brush $1,422.85 $857.55 – $1,973.95
AdventHealth Porter Denver $5,813.68 $157.10 – $6,317.36
AdventHealth Littleton Littleton $5,813.68 $157.10 – $6,317.36
AdventHealth Avista Louisville $5,813.68 $157.10 – $6,387.48
AdventHealth Castle Rock Castle Rock $5,813.68 $157.10 – $6,317.36
AdventHealth Parker Parker $5,813.68 $157.10 – $6,317.36

All Colorado hospitals for this procedure →