Cytomegalovirus (cmv) antibody igm at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.34 with United Healthcare vs $57.95 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $16.34 ↑ +45%
Anthem Blue Cross Blue Shield Colorado Medicare $16.85 ↑ +49%
Clear Spring Health Medicare Advantage $16.85 ↑ +49%
Medica Medicare Advantage $16.85 ↑ +49%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $16.85 ↑ +49%
Medicare Traditional Medicare $16.85 ↑ +49%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.85 ↑ +49%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $16.85 ↑ +49%
Longevity Medicare Advantage $17.36 ↑ +54%
Humana Medicare Advantage $17.36 ↑ +54%
Devoted Health Services Medicare Advantage $17.69 ↑ +57%
Assist Health Group AHG Specialty Network $20.22 ↑ +79%
Banner Health Banner Choice Plus/Banner Select $25.01 ↑ +122%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $26.42 ↑ +134%
Denver Health Medical Plan Commercial $30.12 ↑ +167%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $32.82 ↑ +191%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $33.70 ↑ +198%
United Healthcare UHC Colorado Doctors Plan $36.60 ↑ +224%
Centivo Self-Funded $40.44 ↑ +258%
Hue Health, Inc Medicare Advantage $42.70 ↑ +278%
United Healthcare UHC Exchange $45.32 ↑ +301%
United Healthcare Commercial $50.39 ↑ +346%
Medica Commercial $50.81 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $51.51 ↑ +356%
Decent Health Commercial $51.85 ↑ +359%
Apostrophe, Inc. Commercial $51.85 ↑ +359%
Aetna Commercial $53.62 ↑ +375%
First Choice Health Network Commercial $54.90 ↑ +386%
Multiplan Commercial $57.34 ↑ +408%
First Choice of the Midwest Commercial $57.95 ↑ +413%

Visitor-reported prices

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Cytomegalovirus (cmv) antibody igm at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $16.29 $15.68 – $57.95
Sterling Regional Medical Center Sterling $24.83 $16.85 – $59.17
East Morgan County Hospital Brush $45.08 $25.71 – $59.17
AdventHealth Porter Denver $322.19 $16.51 – $31.17
CENTRAL PARK ER, A PART OF ROSE DENVER $455.00 $7.66 – $40.95
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $200.43 $9.86 – $40.95
HCA HealthONE MOUNTAIN RIDGE Thornton $528.10 $7.99 – $40.95
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $519.01 $16.68 – $17.69

All Colorado hospitals for this procedure →