Cytomegalovirus (cmv) antibody igg at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.96 with United Healthcare vs $57.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $13.96 ↑ +26%
Anthem Blue Cross Blue Shield Colorado Medicare $14.39 ↑ +30%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $14.39 ↑ +30%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $14.39 ↑ +30%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $14.39 ↑ +30%
Clear Spring Health Medicare Advantage $14.39 ↑ +30%
Medicare Traditional Medicare $14.39 ↑ +30%
Medica Medicare Advantage $14.39 ↑ +30%
Humana Medicare Advantage $14.82 ↑ +34%
Longevity Medicare Advantage $14.82 ↑ +34%
Devoted Health Services Medicare Advantage $15.11 ↑ +36%
Assist Health Group AHG Specialty Network $17.27 ↑ +56%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $22.56 ↑ +103%
Banner Health Banner Choice Plus/Banner Select $24.60 ↑ +122%
Denver Health Medical Plan Commercial $25.72 ↑ +132%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $28.78 ↑ +159%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $32.28 ↑ +191%
Centivo Self-Funded $34.54 ↑ +211%
United Healthcare UHC Colorado Doctors Plan $36.00 ↑ +224%
Hue Health, Inc Medicare Advantage $36.69 ↑ +231%
United Healthcare UHC Exchange $44.58 ↑ +302%
United Healthcare Commercial $49.56 ↑ +346%
Medica Commercial $49.98 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $50.66 ↑ +356%
Decent Health Commercial $51.00 ↑ +359%
Apostrophe, Inc. Commercial $51.00 ↑ +359%
Aetna Commercial $52.74 ↑ +375%
First Choice Health Network Commercial $54.00 ↑ +386%
Multiplan Commercial $56.40 ↑ +408%
First Choice of the Midwest Commercial $57.00 ↑ +414%

Visitor-reported prices

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Cytomegalovirus (cmv) antibody igg at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $16.02 $13.96 – $57.00
Sterling Regional Medical Center Sterling $24.42 $14.39 – $58.20
East Morgan County Hospital Brush $44.34 $25.28 – $58.20
AdventHealth Porter Denver $230.09 $14.10 – $26.62
CENTRAL PARK ER, A PART OF ROSE DENVER $345.00 $6.54 – $34.97
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $343.00 $8.23 – $107.26
HCA HealthONE MOUNTAIN RIDGE Thornton $528.10 $6.83 – $34.97
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $24.00 $14.25 – $15.11

All Colorado hospitals for this procedure →