Culture typing nucleic acid probe amplified per culture/isolate each organism at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$19.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$137.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.04 with United Healthcare vs $130.15 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $34.04 ↑ +71%
Anthem Blue Cross Blue Shield Colorado Medicare $35.09 ↑ +77%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $35.09 ↑ +77%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $35.09 ↑ +77%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $35.09 ↑ +77%
Clear Spring Health Medicare Advantage $35.09 ↑ +77%
Medicare Traditional Medicare $35.09 ↑ +77%
Medica Medicare Advantage $35.09 ↑ +77%
Humana Medicare Advantage $36.14 ↑ +82%
Longevity Medicare Advantage $36.14 ↑ +82%
Devoted Health Services Medicare Advantage $36.84 ↑ +85%
Assist Health Group AHG Specialty Network $42.11 ↑ +112%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $55.02 ↑ +177%
Banner Health Banner Choice Plus/Banner Select $56.17 ↑ +183%
Denver Health Medical Plan Commercial $62.72 ↑ +216%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $70.18 ↑ +253%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $73.71 ↑ +271%
United Healthcare UHC Colorado Doctors Plan $82.20 ↑ +314%
Centivo Self-Funded $84.22 ↑ +324%
Hue Health, Inc Medicare Advantage $89.48 ↑ +351%
United Healthcare UHC Exchange $101.79 ↑ +413%
United Healthcare Commercial $113.16 ↑ +470%
Medica Commercial $114.12 ↑ +475%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $115.68 ↑ +482%
Decent Health Commercial $116.45 ↑ +486%
Apostrophe, Inc. Commercial $116.45 ↑ +486%
Aetna Commercial $120.42 ↑ +506%
First Choice Health Network Commercial $123.30 ↑ +521%
Multiplan Commercial $128.78 ↑ +548%
First Choice of the Midwest Commercial $130.15 ↑ +555%

Visitor-reported prices

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Culture typing nucleic acid probe amplified per culture/isolate each organism at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $38.22 $34.04 – $130.15
Sterling Regional Medical Center Sterling $58.91 $35.09 – $132.89
East Morgan County Hospital Brush $91.52 $57.73 – $132.89
AdventHealth Porter Denver $510.21 $34.39 – $64.92
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $259.50 $20.07 – $105.22
AdventHealth Littleton Littleton $510.21 $34.39 – $64.92
AdventHealth Avista Louisville $510.21 $34.39 – $64.92
AdventHealth Castle Rock Castle Rock $510.21 $34.39 – $64.92

All Colorado hospitals for this procedure →