Culture fungi definitive id mold at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$20.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$138.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.01 with United Healthcare vs $58.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.01 ↓ -50%
Anthem Blue Cross Blue Shield Colorado Medicare $10.32 ↓ -48%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $10.32 ↓ -48%
Medica Medicare Advantage $10.32 ↓ -48%
Medicare Traditional Medicare $10.32 ↓ -48%
Clear Spring Health Medicare Advantage $10.32 ↓ -48%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $10.32 ↓ -48%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $10.32 ↓ -48%
Humana Medicare Advantage $10.63 ↓ -47%
Longevity Medicare Advantage $10.63 ↓ -47%
Devoted Health Services Medicare Advantage $10.84 ↓ -46%
Assist Health Group AHG Specialty Network $12.38 ↓ -38%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $16.18 ↓ -19%
Denver Health Medical Plan Commercial $18.44 ↓ -8%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $20.64 ↑ +3%
Centivo Self-Funded $24.77 ↑ +24%
Banner Health Banner Choice Plus/Banner Select $25.42 ↑ +27%
Hue Health, Inc Medicare Advantage $26.32 ↑ +32%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $33.36 ↑ +67%
United Healthcare UHC Colorado Doctors Plan $37.20 ↑ +86%
United Healthcare UHC Exchange $46.07 ↑ +130%
United Healthcare Commercial $51.21 ↑ +156%
Medica Commercial $51.65 ↑ +158%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $52.35 ↑ +162%
Decent Health Commercial $52.70 ↑ +163%
Apostrophe, Inc. Commercial $52.70 ↑ +163%
Aetna Commercial $54.50 ↑ +172%
First Choice Health Network Commercial $55.80 ↑ +179%
Multiplan Commercial $58.28 ↑ +191%
First Choice of the Midwest Commercial $58.90 ↑ +194%

Visitor-reported prices

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Culture fungi definitive id mold at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $38.50 $10.01 – $58.90
Sterling Regional Medical Center Sterling $59.34 $10.32 – $60.14
East Morgan County Hospital Brush $92.18 $26.13 – $60.14
AdventHealth Porter Denver $428.84 $10.11 – $19.09
CENTRAL PARK ER, A PART OF ROSE DENVER $460.00 $4.70 – $25.08
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $672.58 $6.04 – $25.08
HCA HealthONE MOUNTAIN RIDGE Thornton $528.10 $4.90 – $25.08
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $347.46 $10.22 – $10.84

All Colorado hospitals for this procedure →