Culture afb any source at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$9.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$65.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.48 with United Healthcare vs $59.85 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $10.48 | ↑ +11% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $10.80 | ↑ +15% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $10.80 | ↑ +15% |
| Medica | Medicare Advantage | $10.80 | ↑ +15% |
| Medicare | Traditional Medicare | $10.80 | ↑ +15% |
| Clear Spring Health | Medicare Advantage | $10.80 | ↑ +15% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $10.80 | ↑ +15% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $10.80 | ↑ +15% |
| Humana | Medicare Advantage | $11.12 | ↑ +18% |
| Longevity | Medicare Advantage | $11.12 | ↑ +18% |
| Devoted Health Services | Medicare Advantage | $11.34 | ↑ +20% |
| Assist Health Group | AHG Specialty Network | $12.96 | ↑ +38% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $16.93 | ↑ +80% |
| Denver Health Medical Plan | Commercial | $19.30 | ↑ +105% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $21.60 | ↑ +129% |
| Banner Health | Banner Choice Plus/Banner Select | $25.83 | ↑ +174% |
| Centivo | Self-Funded | $25.92 | ↑ +175% |
| Hue Health, Inc | Medicare Advantage | $27.54 | ↑ +192% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $33.89 | ↑ +260% |
| United Healthcare | UHC Colorado Doctors Plan | $37.80 | ↑ +301% |
| United Healthcare | UHC Exchange | $46.81 | ↑ +397% |
| United Healthcare | Commercial | $52.04 | ↑ +452% |
| Medica | Commercial | $52.48 | ↑ +457% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $53.20 | ↑ +465% |
| Decent Health | Commercial | $53.55 | ↑ +468% |
| Apostrophe, Inc. | Commercial | $53.55 | ↑ +468% |
| Aetna | Commercial | $55.38 | ↑ +488% |
| First Choice Health Network | Commercial | $56.70 | ↑ +502% |
| Multiplan | Commercial | $59.22 | ↑ +529% |
| First Choice of the Midwest | Commercial | $59.85 | ↑ +535% |
Visitor-reported prices
Comments
Culture afb any source at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $18.14 | $10.48 – $59.85 |
| Sterling Regional Medical Center | Sterling | $27.09 | $10.80 – $61.11 |
| East Morgan County Hospital | Brush | $42.08 | $26.55 – $61.11 |
| AdventHealth Porter | Denver | $347.95 | $10.58 – $19.98 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $812.14 | $6.32 – $26.24 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $737.74 | $5.12 – $26.24 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $408.67 | $10.69 – $11.34 |
| AdventHealth Littleton | Littleton | $347.95 | $10.58 – $19.98 |