CT upper extremity without contrast (both sides) at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$356.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$916.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$375.56 with Banner Health vs $959.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $375.56 ↑ +5%
Centivo Self-Funded $458.00 ↑ +29%
Assist Health Group AHG Specialty Network $458.00 ↑ +29%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $605.00 ↑ +70%
Hue Health, Inc Medicare Advantage $641.20 ↑ +80%
United Healthcare UHC Colorado Doctors Plan $690.00 ↑ +94%
Aetna Commercial $700.00 ↑ +96%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $742.00 ↑ +108%
Medica Commercial $763.03 ↑ +114%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $773.47 ↑ +117%
Apostrophe, Inc. Commercial $778.60 ↑ +119%
Decent Health Commercial $778.60 ↑ +119%
First Choice Health Network Commercial $824.40 ↑ +131%
Multiplan Commercial $861.04 ↑ +142%
United Healthcare UHC Exchange $862.00 ↑ +142%
First Choice of the Midwest Commercial $870.20 ↑ +144%
United Healthcare Commercial $959.00 ↑ +169%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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CT upper extremity without contrast (both sides) at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $305.94 $88.40 – $870.20
Sterling Regional Medical Center Sterling $611.28 $631.66 – $2,196.08
East Morgan County Hospital Brush $1,349.34 $43.40 – $99.91
AdventHealth Porter Denver $5,203.16 $108.08 – $204.02
AdventHealth Littleton Littleton $5,203.16 $108.08 – $204.02
AdventHealth Avista Louisville $5,203.16 $109.28 – $206.29
AdventHealth Castle Rock Castle Rock $5,203.16 $108.08 – $204.02
AdventHealth Parker Parker $5,203.16 $108.08 – $204.02

All Colorado hospitals for this procedure →