CT lwr extremity w/o&w/dye at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$516.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,329.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$544.89 with Banner Health vs $1,262.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $544.89 ↑ +5%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $605.00 ↑ +17%
Centivo Self-Funded $664.50 ↑ +29%
Assist Health Group AHG Specialty Network $664.50 ↑ +29%
United Healthcare UHC Colorado Doctors Plan $690.00 ↑ +33%
Aetna Commercial $700.00 ↑ +35%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $742.00 ↑ +44%
United Healthcare UHC Exchange $862.00 ↑ +67%
Hue Health, Inc Medicare Advantage $930.30 ↑ +80%
United Healthcare Commercial $959.00 ↑ +86%
Medica Commercial $1,107.06 ↑ +114%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,122.21 ↑ +117%
Decent Health Commercial $1,129.65 ↑ +119%
Apostrophe, Inc. Commercial $1,129.65 ↑ +119%
First Choice Health Network Commercial $1,196.10 ↑ +131%
Multiplan Commercial $1,249.26 ↑ +142%
First Choice of the Midwest Commercial $1,262.55 ↑ +144%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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CT lwr extremity w/o&w/dye at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $443.89 $88.40 – $1,262.55
Sterling Regional Medical Center Sterling $663.93 $686.06 – $2,385.23
East Morgan County Hospital Brush $1,465.56 $52.67 – $121.25
AdventHealth Porter Denver $9,016.07 $181.33 – $342.30
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $11,026.40 $282.72 – $401.74
AdventHealth Littleton Littleton $9,016.07 $181.33 – $342.30
AdventHealth Avista Louisville $9,016.07 $183.34 – $346.10
AdventHealth Castle Rock Castle Rock $9,016.07 $181.33 – $342.30

All Colorado hospitals for this procedure →