CT guidance for needle placement at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$686.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,006.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$412.46 with Banner Health vs $959.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $412.46 ↓ -40%
Assist Health Group AHG Specialty Network $503.00 ↓ -27%
Centivo Self-Funded $503.00 ↓ -27%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $605.00 ↓ -12%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $629.55 ↓ -8%
United Healthcare UHC Colorado Doctors Plan $690.00 ↑ +1%
Aetna Commercial $700.00 ↑ +2%
Hue Health, Inc Medicare Advantage $704.20 ↑ +3%
Medica Commercial $838.00 ↑ +22%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $849.47 ↑ +24%
Apostrophe, Inc. Commercial $855.10 ↑ +25%
Decent Health Commercial $855.10 ↑ +25%
United Healthcare UHC Exchange $862.00 ↑ +26%
First Choice Health Network Commercial $905.40 ↑ +32%
Multiplan Commercial $945.64 ↑ +38%
First Choice of the Midwest Commercial $955.70 ↑ +39%
United Healthcare Commercial $959.00 ↑ +40%

Visitor-reported prices

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CT guidance for needle placement at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $467.79 $88.40 – $955.70
Sterling Regional Medical Center Sterling $586.66 $378.88 – $1,317.26
East Morgan County Hospital Brush $863.69 $64.05 – $147.44
AdventHealth Porter Denver $4,776.38 $105.67 – $105.67
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $10,043.00 $143.98 – $1,087.00
AdventHealth Littleton Littleton $4,776.38 $105.67 – $105.67
AdventHealth Avista Louisville $4,776.38 $105.67 – $105.67
AdventHealth Castle Rock Castle Rock $4,776.38 $105.67 – $105.67

All Colorado hospitals for this procedure →