Creatinine 24 hour urine at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.02 with United Healthcare vs $15.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $5.02 ↓ -72%
Anthem Blue Cross Blue Shield Colorado Medicare $5.18 ↓ -71%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $5.18 ↓ -71%
Medicare Traditional Medicare $5.18 ↓ -71%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $5.18 ↓ -71%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.18 ↓ -71%
Clear Spring Health Medicare Advantage $5.18 ↓ -71%
Medica Medicare Advantage $5.18 ↓ -71%
Longevity Medicare Advantage $5.34 ↓ -71%
Humana Medicare Advantage $5.34 ↓ -71%
Devoted Health Services Medicare Advantage $5.44 ↓ -70%
Assist Health Group AHG Specialty Network $6.22 ↓ -66%
Banner Health Banner Choice Plus/Banner Select $6.56 ↓ -64%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $8.12 ↓ -55%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $8.61 ↓ -53%
Denver Health Medical Plan Commercial $9.26 ↓ -49%
United Healthcare UHC Colorado Doctors Plan $9.60 ↓ -47%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $10.36 ↓ -43%
Hue Health, Inc Medicare Advantage $11.20 ↓ -38%
United Healthcare UHC Exchange $11.89 ↓ -35%
Centivo Self-Funded $12.43 ↓ -32%
United Healthcare Commercial $13.22 ↓ -27%
Medica Commercial $13.33 ↓ -27%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $13.51 ↓ -26%
Decent Health Commercial $13.60 ↓ -25%
Apostrophe, Inc. Commercial $13.60 ↓ -25%
Aetna Commercial $14.06 ↓ -23%
First Choice Health Network Commercial $14.40 ↓ -21%
Multiplan Commercial $15.04 ↓ -17%
First Choice of the Midwest Commercial $15.20 ↓ -16%

Visitor-reported prices

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Creatinine 24 hour urine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $18.40 $4.11 – $15.20
Sterling Regional Medical Center Sterling $26.40 $4.46 – $15.52
East Morgan County Hospital Brush $49.28 $6.74 – $15.52
AdventHealth Porter Denver $231.94 $5.08 – $9.58
AdventHealth Littleton Littleton $231.94 $5.08 – $9.58
AdventHealth Avista Louisville $231.94 $5.08 – $9.58
AdventHealth Castle Rock Castle Rock $231.94 $5.08 – $9.58
AdventHealth Parker Parker $231.94 $5.08 – $9.58

All Colorado hospitals for this procedure →